It is clear now that mis- selling is rampant,experts don\'t know that much, the human mind is not hardwired to understand money and the band-aid of financial literacy is irrelevant.No wonder the financial sector is shrivelling.There is way out. Our financial regulators need to be educated about it first

While banks argue that customers must pay for the convenience of modern banking, there is a growing sense of frustration among customers about the constant, stealthy increase in bank charges. But many don’t even know what exactly these charges are

Scary anecdotal evidence, poor performance, opaque disclosure standards and candid responses to our online survey—all show that portfolio management schemes, aggressively pushed by brokers and banksters, are weapons of wealth destruction. Debashis Basu & Jason Monteiro bring you the first-ever detailed analysis of this financial service

From the quote of your car-dealer, to insurance company websites, to aggregator websites for the lowest deal and calling brokers and agents, Raj Pradhan finds that there is a lot to be said about the differences in premium among various channels. Explore different parameters which help you to reduce the premium and avoid questionable ways to reduce it

From food, clothing, education, hobbies and healthcare to entertainment and caretaker costs—having a child costs you a lot more than love and emotional energy

As the sharply falling rupee pushes a weak Indian economy into a turbulent patch, where are stocks, bonds and gold headed and what should you be doing?

Bank depositors are the single largest block of financial consumers, across all economic strata. Could regulators pay more heed to their problems, such as ever-increasing service charges, hard-sell of non-banking products by banksters, technological glitches and poor redress of their grievances, ask Sucheta Dalal & Debashis Basu

Our annual ranking of 20 fund houses in all important categories of equity schemes, by Jason Monteiro. If you are buying equity funds, make sure you have this study on hand

Our in-depth analysis exposes the seamy side of timeshares while our survey of 450 users shows huge dissatisfaction

Is gold headed lower? Even so, is ‘investment’ in gold really safe? What do we really know about gold prices? The many myths and the few facts of gold, explained in detail

Which are these? Is it worth buying them? At what prices?,YourMoney,India-focused Companies,Diamonds Are Forever
because They’re Hard
To Sell!

It’s been 18 months since the launch of the much-hyped portability of health insurance. Raj Pradhan finds out what works and what does not in health insurance portability

Given that interest rates have declined by 75 basis points over the year and may remain at the current levels, bond schemes may do well. Which bond schemes are worth buying?

Pension & Life Policies Tax-Traps?, The role of Ayurveda, Redefining literacy, Dart-throwing, A few more metrics,Dashed hopes, Sidestepping the crash and more...

Where is the market headed,your Interst,Crosshairs,Different strokes.......

Sebi displays frigid apathy in addressing investors' complaints and pays no attention to allegations of serious wrong doing.

Credit bureaus are in a big mess. You will get different information from different bureaus and your scores may vary widely.

Wealth Creators 2003 - 2012, Your money, your interest, Loose change, The winner & Losers of 2012, Unlock the power of your daily spending, A risky Proposition and more...

Government companies are coming out with Rs53,500 crore worth of tax-free bond issues.
Fakery syndrome, property right mirage and more...

15 stocks with high dividend yield, Investors continue to flee equity funds, Valuing Bank Stocks, Piggybacking the Index, 15 Stocks with High Dividend Yield and more...

what if you apply the moneylife method to identify the best stocks from the best performing equity schemes?

Preventive healthcare package are targeted at everyone,right from age two. while tests are necessary if you fall ill,preventive screening is often wasteful and harmful

Equity Schemes for Any Season Aunique moneylife methodology picks top 20 schemes

For the past five years, the indian markets has given no return. Markets in many countries are negative over a decade or more.What to make of this?

Revealed: The unknown details of financial compensation in road accident & the hidden facts of accidents involving drunk drivers

Indian stockmarkets are hotbeds of manipulation. Promoters & operators are having a field day, even as stock exchanges and market regulator sit idle

How to insure yourself against holiday mishaps & avoid heavy financial losses, Change in the air,

The bad loans of public sector banks grew by a whopping 56% during 2011-12. This has little to do with slowdown and points to a deep systemic malaise. Assuming that the government wants to do something, what steps need to be taken? And what should investors do? An analysis by Gurpur

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{{magzter}} is the World's largest and fastest growing self-service, cross-platform digital newsstand with over 88 million users since its inception in 2011 and thousands of magazines and newspapers across 40+ categories and 60+ languages. Headquartered in New York, Magzter has its local presence in Amsterdam, London, Mexico City, Chennai, Mumbai, New Delhi, Bengaluru, Singapore, and will soon be expanding to other countries. Founded by global entrepreneurs, Girish Ramdas and Vijay Radhakrishnan in June 2011, Magzter enables magazine and newspaper publishers around the world to create and deliver digital editions of their titles to global consumers.

Moneylife Magazine - September 6 2012

Moneylife Magazine - September 6 2012

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