Whither Financial Inclusion,
Creating Competitive Markets Across Sectors,Pricing Natural Resources,Fiscal Consolidation, Subsidy Management and Targeted Subsidy Delivery,Agricultural Marketing Reforms,Land Acquisition and Environmental Clearances,Flexibility for Labour Markets,Fast-tracking Investments and Approvals,Improving Public Services Delivery and more...

It is said that policymaking is both an art and a science. It is a complex business. However, there is often a set guideline to assess the policy. It is mostly seen from the state's perspective, keeping input at the core. SKOCH State of Governance is the only initiative that sees a policy from citizen's perspective. We look beyond the government's way of evaluation. We evaluate the performance of programme and scheme based on evidence keeping in mind its impact on the citizen at the core.

Undoubtedly the Indian economy is passing through a challenging phase. It is
always easy to harp on problems and give homilies as solutions. But this hardly
changes the situation at the ground. This edition of INCLUSION is focused on
concrete recommendations to bring the Indian economy back on the path of recovery.

The Indian economy is in a bad shape. GDP growth has decelerated for five quarters in a row. The growth slumped to 5 per cent in the first quarter of the current fiscal.
Economists and analysts are struggling with fiscal math as a means for revival
of growth. In fact, in the past few months the government has announced a series of measures to revive the economy. Most of them revolve around fiscal steps.

Macroeconomic stability is a precondition to sustain high economic growth. In the run-up to the general elections a lot of promises have been made on social and economic front. Those promises are bound to impact the macroeconomic situation of the country. There are indications of fiscal slippages and rise in unemployment —Sameer Kochhar

State of Governance: The Definitive and Most Comprehensive List of the Best and the Rest of Indian States and Union Territories

Nicknamed as ‘Roadkari’ and ‘Flyover Minister’, Nitin Gadkari has totally transformed the transport infrastructure landscape in the country today. A visionary with great ideas and innovative approach, he is widely acknowledged as the top performing minister in the Modi Government. From his days as the PWD Minister in Maharashtra to his present role as the Highways, Shipping and Water Resource Minister in the Centre, Gadkari has worked relentlessly to give India a world class transport infrastructure. TEAM INCLUSION looks at his journey and the transformation he has brought about

SKOCH’s annual scrutiny of the State of Governance in India, following which distinguished and eminent jurists make a selection for the SKOCH Governance Awards, has once again brought to the fore some interesting insights about the performance at Central, State and Local Government levels. The Awards show the who’s who—and illustrate the ones that have taken the lead or continue to hold their lead, in improving governance and efficiently delivering services, thereby having a lasting impact on boosting competitiveness and growth and generating employment opportunities.

The last three-years of Modi can be called the second phase of Indian reforms in post-1991 era, where measures towards stabilisation of Indian economy and introducing components of his successful Gujarat model were unleashed. While the current economic debate is embroiled in inflation in fuel prices, roll-out of GST, falling GDP, demonetisation and so on, there is hardly any attention being paid on the softer side of issues of how Modi’s reforms have brought in lasting changes in bringing about Social, Digital and Financial Inclusion. An analyses by Team INCLUSION

Professing Indianness has taken media spending to a new high and journalistic ethics to a new low. There are marketing as well as editorial solutions to ‘nationality laundering’. A Chinese company of yesterday becomes an Indian company of today by simply advertising so. The benefits have been there for everyone to see. Uber CEO is happy to take on Indian nationality alongwith  Indian Guest Editorship.

Ushering in demonetisation is a masterstroke of Prime Minister Narendra Modi—killing several birds with a single stone—it was freedom at midnight. Most importantly, a strong and significant move/push towards cashless economy—something that has been part of boardroom debates for a long time. Since 2005, SKOCH has been an ardent votary of cashless economy, electronic tagging and tracking of funds and devolutions right at the local governance level upwards—I call it the New Economy—when we organised the 5th SKOCH Summit on the theme of Rural Delivery Systems and then 7th SKOCH Summit on Measuring Outcomes. It has been a recurring theme ever since.

Modi government is set to complete almost half of its five-year tenure. The government celebrated its second anniversary on 26 May 2016. 

Modi swept into power in 2014 on two major promises—resurrecting the ailing economy and weeding out corruption. 

The Congress-led UPA government was mired in a series of corruption scandals. 

Modi has managed to keep off such controversies.

India has come a long way in last 25 years. But we can’t sit on our laurels. We have to continue to strive hard for India to become the largest economy of the world. Speed of reforms is the only answer, echoes M Venkaiah Naidu

State of Smart Governance: Skoch Smart Governance Awards, which were recently held in Delhi, threw up some encouraging and laudatory statistics.

Innovation and Governance

Renewable Energy: Where is the Complete Package?


India has not had a disruptive Prime Minister in decades. A Prime Minister who thinks big and wishes to see India become a $20 trillion economy in our own lifetime. Challenging? Yes, it is. Impossible? No. Team INCLUSION analyses the path travelled and the road ahead

Digital Dilemma:  To make sure people walk the digital highways, the government has to ensure technlogy neutrality, net neutrality and level playing field for different stakeholders including customers and the industry while restructuring the procurement processes...

Narendra Modi’s first six months have not yielded any significant improvement in economic growth but reforms are underway for ensuring the country climb back to the 8 per cent growth orbit. Some of the policy initiatives that seem to be lacking include a policy for rejuvenating the services sector, a holistic poverty alleviation plan and economic empowerment of women

After two years of sluggish growth, the Indian economy seems to be getting back on track, with GDP growth projected to touch 6 per cent this fiscal from below 5 per cent in the previous two years. States’ role is critical in regaining growth momentum, and achieving India 2.0 targets. A nationwide Skoch study reveals some interesting facts about the state of governance in states and their preparedness to take India to the next level of growth and development, Team Inclusion reports

What should be the agenda for the great leap from India 1.0 to India 2.0? Undoubtedly, economic stability is a sine qua non. An economy can’t sustain the same speed if it has headwinds in the form of high inflation, weak currency and high debt burden and hence high interest rates. In a way, all of these are related and reinforce each other. Economists will say managing the impossible trinity – keeping inflation under control, lowering interest rates and stabilising the currency – isn’t an easy task. But a decisive government and a determined RBI has to prove that their prudent macro-management passes the litmus test. A report by Team INCLUSION

This issue highlights the cover story of Effective Leadership is the Answer.

Mobile Computing,Public Fund Management,Innovation in Service Delivery,Transportation and more...

What went Wrong with the India Growth Story?,





EQUITABLE GROWTH AS A GOVERNANCE CHALLENGE Growth and equity should not be posed as opposing considerations. They must be wheeled together to produce a coherent pattern of development for India, says C Rangarajan,FINANCIAL INCLUSION: A MUST FOR EQUITABLE GROWTH Sustainable high growth sans financial inclusion
is next to impossible. Equally important is productivity and efficiency in financial sector intermediation, and more...

Rethinking Governance,Translating growth into equitable growth,An agenda for India’s growth,Role of reforms and technology in pushing growth and more..

At noon on 13th January 2011, 15 year-old Sukrity, a resident of North Tripura, became the one millionth resident whose Aadhaar number was generated by the UIDAI. “It took us nearly six weeks to cross 100,000 (0.1 million) enrolments,” Nandan Nilekani, Chairman of the Unique Identification Authority of India said. “However, it has taken us almost the same time to ramp up from 100,000 to one million Aadhaar enrollments. This success is an auspicious milestone, en-route to our goal of issuing 600 million Aadhaar numbers in the next four years.” A Report by Team Inclusion

Inclusion Magazine Cover - January - March 2020 Edition

January - March 2020

Inclusion Magazine - January - March 2020

Inclusion Magazine Cover - October - December 2019 Edition

October - December 2019

Inclusion Magazine - October - December 2019

Inclusion Magazine Cover - April - September 2019 Edition

April - September 2019

Inclusion Magazine - April - September 2019

Inclusion Magazine Cover - January - March 2019 Edition

January - March 2019

Inclusion Magazine - January - March 2019

Inclusion Magazine Cover - October-December 2018 Edition

October-December 2018

Inclusion Magazine - October-December 2018

Inclusion Magazine Cover - July-September 2018 Edition

July-September 2018

Inclusion Magazine - July-September 2018

Inclusion Magazine Cover - October 2017 - March 2018 Edition

October 2017 - March 2018

Inclusion Magazine - October 2017 - March 2018

Inclusion Magazine Cover - Jan - Sept 2017 Edition

Jan - Sept 2017

Inclusion Magazine - Jan - Sept 2017

Inclusion Magazine Cover - October - December 2016 Edition

October - December 2016

Inclusion Magazine - October - December 2016

Inclusion Magazine Cover - July - September 2016 Edition

July - September 2016

Inclusion Magazine - July - September 2016

Inclusion Magazine Cover - April - June 2016 Edition

April - June 2016

Inclusion Magazine - April - June 2016

Inclusion Magazine Cover - January - March 2016 Edition

January - March 2016

Inclusion Magazine - January - March 2016

Inclusion Magazine Cover - July - December 2015 Edition

July - December 2015

Inclusion Magazine - July - December 2015

Inclusion Magazine Cover - April -  June 2015 Edition

April -  June 2015

Inclusion Magazine - April -  June 2015

Inclusion Magazine Cover - January-March 2015 Edition

January-March 2015

Inclusion Magazine - January-March 2015

Inclusion Magazine Cover - October - December 2014 Edition

October - December 2014

Inclusion Magazine - October - December 2014

Inclusion is the first and only journal in the country that champions the cause of social, financial and digital inclusion. With a discernable and ever- increasing readership, the quarterly relentlessly pursues the three inclusions through its rich content comprising analysis, reportage, features, interviews, grassroots case studies and columns by domain experts. The magazine caters to top decision makers, policy makers, industry captains, banking, financial services and insurance industries, economists, academia and civil society.

1. You agree that the use of Magzter.com, the application and its services, are at solely at your own risk. Neither Magzter.com nor its associates nor employees nor third party content providers guarantee that the service will be completely uninterrupted or error-free or foolproof against miscreant activities. Nor do they warranty that you will get the exact results as expected or promised by the website or product.

11. THE SERVICE AND ALL PUBLICATIONS ARE PROVIDED ON AN 'AS IS' AND 'AS AVAILABLE' BASIS. MAGZTER, ITS AFFILIATES, SUPPLIERS, LICENSORS AND AGENTS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, NEITHER MAGZTER NOR ITS AFFILIATES, SUPPLIERS, LICENSORS OR AGENTS, MAKES ANY WARRANTY THAT (I) THE SERVICE WILL MEET YOUR REQUIREMENTS, (II) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (III) THE INFORMATION THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE OR THAT MAY BE CONTAINED IN THE PUBLICATIONS WILL BE ACCURATE OR RELIABLE, OR (IV) THE QUALITY OF ANY PUBLICATIONS OR THE SERVICE WILL MEET YOUR EXPECTATIONS. YOU ARE SOLELY RESPONSIBLE FOR OBTAINING AND MAINTAINING RELIABLE INTERNET CONNECTIVITY AND YOUR DEVICE. MAGZTER IS NOT RESPONSIBLE FOR YOUR INABILITY TO DOWNLOAD CONTENT. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR MOBILE DEVICE OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM MAGZTER OR THROUGH OR FROM THE SERVICE SHALL CREATE ANY WARRANTY.

2. You will maintain and promptly update that information to keep it true, accurate, current and complete. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account, including the selection and use of all content and services.

2.You will maintain and promptly update that information to keep it true, accurate, current and complete. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account, including the selection and use of all content and services.

3. In no event will Magzter.com or any person or entity or third party involved in the creation, production and distribution of the content on the website and the application be liable in contract or legally for any damages, including and not limited to, direct, indirect, incidental, special, and consequential incurred to you while or on using Magzter.com. By registering on the website or downloading the application, you agree that the provisions mentioned in this section shall apply to all use of and content on the website and the application.

3. Without prior written or authorised permission from Magzter, you should not modify, copy, distribute or sell any content obtained from Magzter as everything published here is the proprietary property of Magzter or its licensors. As such unauthorised use may also violate applicable laws including copyright and trademark laws, Magzter strictly prohibits these and will terminate your access and account if any such illegal activity is proved or detected. You should also stand liable for the damages caused by these unauthorised activities. Except as permitted by the Publication's lawful owner, you acknowledge that you do not acquire any ownership rights by downloading Publications accessed through the Service. Except as explicitly required under copyright law or permitted by the features of the Service you may not modify, reverse engineer, publish, transmit, display, participate in the transfer or sale, create derivative works of, or in any way commercially exploit or provide to a third party the content of the App, the Publications, or any portion of them without the express permission of Magzter and the owner of such content. We do not grant you any licenses, express or implied, to the intellectual property of Magzter or Magzter's licensors.

5. You specifically acknowledge that Magzter.com is not liable for any kind of defamatory or offensive or illegal conduct of other users or third parties or their content and that the risk of injury from the foregoing rests entirely with you.

8. Magzter reserves all rights to monitor the content published and inputted by you for the purpose of determining whether you are compliant with these terms and conditions and other operating rules determined by Magzter. Magzter has the right to take decisions about the content and delete them at its own will.

9. Magzter is a distributor and NOT a publisher of the Publications and so Magzter has no editorial control over the content, including opinions, advice, statements, services, offers etc., that is represented in the magazines. So Magzter will not take responsibility for the accuracy or the reliability for any information or facts provided therein or that is made available through the service, by anyone other than authorised Magzter employees who are acting on their official capacities. Accordingly, we have no editorial control over the Publications. Any opinions, advice, statements, services, offers or other information or content expressed or made available by third parties, including those made in Publications offered by the Service, are those of the respective author(s) or publisher(s) and not of Magzter. Magzter will not be liable for any loss or damage caused by your reliance on information obtained through the Service or from the Publications. The Service may contain links to other Internet sites and third-party resources and Magzter does not assume any responsibility or liability for communications or materials available at such linked sites. These links are provided for your convenience only. You are solely responsible for understanding any terms and conditions that may apply when you visit or place an order through a third-party site.

Choose your favorite titles from 40+ exciting categories

Details of the objectionable content, including its link on our platform

Download your favorite titles and read them offline, anytime and anywhere

Gift your loved ones with a Magzter Gift Card instantly and give them the freedom to read their favorite magazines and newspapers from thousands of best-selling titles.

Gift your loved ones with a Magzter Gift Card instantly and give them the freedom to read their favorite magazines from thousands of best-selling titles.

Gift your loved ones with a Magzter Gift Card instantly and give them the freedom to read their favorite magazines from {{magCount}} best-selling international titles.

Girish Ramdas is the Co-founder and CEO of Magzter, a New York based startup that has been making waves in the global digital publishing business. Magzter has crossed 80 million users since its inception in 2011 from more than 150+ countries with 1000s of magazines, newspapers and books from more than 4,500 publishers worldwide. He has more than 25 years of experience in cross-platform publishing, including print, mobile, and Web development. During this period, he has co-founded and run three successful start-up businesses. He has enabled magazine companies to go digital and helps them monetize their content across the digital world. Girish's deep industry experience in online, mobile and publishing ecosystems has made him an expert in acquisition, marketing and monetizing digital content across platforms globally.

In the event that you encounter any objectionable content on our platform, we have put in place a grievance redressal policy to address your concerns.

Magzter Inc. (“Company”, “we”, “us” or “our”) knows that you care about how your personal information is used and shared. Please read the following privacy policy (the “Policy”) to learn more about our privacy practices. By visiting any of the websites operated by the Company, and any sub-domains thereof, or using any of our mobile applications and other methods of content distribution (collectively, the “Service”), you acknowledge that you accept the practices and policies outlined in this Policy, and you hereby consent that we will collect, use, and share your information in the following ways.

Magzter Inc. is the World's largest and fastest growing self-service, cross-platform digital newsstand with over 80 million users since its inception in 2011 and thousands of magazines and newspapers across 40+ categories and 60+ languages. Headquartered in New York, Magzter has its local presence in Amsterdam, London, Mexico City, Chennai, Mumbai, New Delhi, Bengaluru, Singapore, and will soon be expanding to other countries. Founded by global entrepreneurs, Girish Ramdas and Vijay Radhakrishnan in June 2011, Magzter enables magazine and newspaper publishers around the world to create and deliver digital editions of their titles to global consumers.

Magzter is committed to providing a safe and secure platform for our users. Please note that Magzter is merely a platform for publishers to distribute their content. We do not control or endorse the content published on our platform. We cannot be held responsible for the actions of our publishers or their content.

Magzter is not responsible for compensating any party that has suffered damages or incurred costs due to any content, or part of the content, that violates their rights. Magzter is not liable to face any legal action in civil court for any violation of rights caused by any content, or part of the content, that infringes the rights of a third party.

Magzter offers the world’s largest {{allyoucanread}} subscription service called {{gold}} which gives digital readers unlimited access to 9,000+ magazines and newspapers for a monthly subscription price. Magzter also has the largest number of stories in the world with its game-changing ezRead 2.0 feature for its apps, which enables smartphone and small-screen mobile users to enjoy magazine content the way it was meant to be enjoyed, with article text that is easy to read and is accompanied by stunning videos and high resolution photography.

Magzter offers the world’s largest “All-You-Can-Read” subscription service called Magzter GOLD which gives digital readers unlimited access to 9,000+ magazines and newspapers for a monthly subscription price. Magzter also has the largest number of stories in the world with its game-changing ezRead 2.0 feature for its apps, which enables smartphone and small-screen mobile users to enjoy magazine content the way it was meant to be enjoyed, with article text that is easy to read and is accompanied by stunning videos and high resolution photography.

Name

Note: This will only share the cover and the publication information, but not the content.

Please fill out this form if you need any help regarding publishing your content on Magzter

Prior to Magzter, he was the President of Dot Com Infoway (DCI) and Galatta Media. His duties included strategic marketing, partnership development, and monetizing content globally. DCI grew from a small team of 3 in 2000 to 300 by 2011 and was dealing with web, software and app development for clients globally.

Since we launched, Magzter has been committed to partnering with global organizations to provide the greatest possible newsstand technology & service to our customers. Whether you are looking to offer magazine subscriptions to your customer database or just want to learn more, Magzter is committed to helping your business grow. To find out more, please fill out the questionnaire below:

The DMCA allows us to restore the removed content if the party filing the original DMCA Notice does not file a court action against you within ten business days of receiving the copy of your Counter Notice.

This Policy covers Company’s treatment of personally identifiable information (“Personal Information”) and other information about you and your computer or device that Company gathers when you are accessing the Service. We may collect Personal Information from you, as explained in more detail below, and we use this Personal Information internally in connection with our Services, including to personalize, provide, and improve our products, services, content, and advertising, and to allow you to set up a user account and profile, to contact you, to fulfill your requests for certain products and services, and to analyze how you use the Services. In certain cases, we may also share some Personal Information with third parties, but only as described in point 4.

This title is included with your Magzter GOLD subscription

To analyze the quality of content and provide appropriate feedback to publishers

We have designated a Grievance Officer to address any complaints related to objectionable content.

We request that any complaint related to objectionable content be sent to the Grievance Officer through email to the above-mentioned email address. We also request that you provide the following details when making a complaint:

and the App that provides you the capability to order, subscribe to and receive the delivery of various magazines, books, news and magazine and publication related content (collectively known as 'Publications') and to have these digital versions of the Publications delivered to you

c. We also collect information associated with your use of the application in order to make personalized recommendations. If you provide your third-party account credentials to us, you understand some content and/or information in those accounts (“Third Party Account Information”) may be transmitted into your account with us if you authorize such transmissions, and that Third Party Account Information transmitted to the Service is covered by this Policy.

f. The Personal Information we collect allows us to respond to your requests, improve our products and services, customize the advertising and content you see, and communicate with you about new products.

is the World's largest and fastest growing self-service, cross-platform digital newsstand with over 87 million users since its inception in 2011 and thousands of magazines and newspapers across 40+ categories and 60+ languages. Headquartered in New York, Magzter has its local presence in Amsterdam, London, Mexico City, Chennai, Mumbai, New Delhi, Bengaluru, Singapore, and will soon be expanding to other countries. Founded by global entrepreneurs, Girish Ramdas and Vijay Radhakrishnan in June 2011, Magzter enables magazine and newspaper publishers around the world to create and deliver digital editions of their titles to global consumers.

n. We will also use usage information in order to ensure users adhere to our Terms of Use. For example, a user’s usage information will help us confirm that a user only downloads a magazine or other content a permitted number of times or to a permitted number of devices.

which gives digital readers unlimited access to 9,000+ magazines and newspapers for a monthly subscription price. Magzter also has the largest number of stories in the world with its game-changing ezRead 2.0 feature for its apps, which enables smartphone and small-screen mobile users to enjoy magazine content the way it was meant to be enjoyed, with article text that is easy to read and is accompanied by stunning videos and high resolution photography.

{{magzter}} is the World's largest and fastest growing self-service, cross-platform digital newsstand with over 87 million users since its inception in 2011 and thousands of magazines and newspapers across 40+ categories and 60+ languages. Headquartered in New York, Magzter has its local presence in Amsterdam, London, Mexico City, Chennai, Mumbai, New Delhi, Bengaluru, Singapore, and will soon be expanding to other countries. Founded by global entrepreneurs, Girish Ramdas and Vijay Radhakrishnan in June 2011, Magzter enables magazine and newspaper publishers around the world to create and deliver digital editions of their titles to global consumers.

Inclusion Magazine - October-December 2012

Inclusion Magazine - October-December 2012

In this issue

Inclusion Magazine Description: