Kiplinger's Personal Finance - June 2023

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ANGLING FOR HIGH YIELDS IN TODAY’S MARKET Now that the Federal reserve has hiked interest rates, bonds and some other assets are finally sporting attractive yields. Our guide identifies compelling income-producing investments in nine categories.

IT’S PRIME TIME FOR SMALL-COMPANY STOCKS As a group, the stocks of small companies look like bargains now. Price-earnings ratios lower than they have been in many years, and their shares tend to rally before an economic rebound gets going in earnest.

ARE YOUR BANK DEPOSITS SAFE?

Recent bank failures have unnerved savers, but your money is protected up to certain limits. Here's what you need to know.

4 mins

FIND FINANCIAL ADVICE YOU CAN TRUST

Investors looking for a broker have a new tool to avoid the bad actors.

2 mins

WHAT TO KNOW ABOUT MONEY FUNDS

21% The average loss in 2022 in the 35 million 401(k) accounts administered by Fidelity.

2 mins

Angling for HIGH YIELDS in Today's Market

Use our guide to hook the best income opportunities in nine categories, from super-safe options to higher-risk choices with big potential rewards.

10+ mins

It's Prime Time for Small-Company Stocks

They're cheap, and profits are rising. If you wait until the economy is strong, you'll miss the best opportunities.

8 mins

A Crisis Delivers Opportunities

So much has happened since early March that I barely know where to start, except to assert that the recent bank failures and the subsequent Federal Reserve reaction offer scattered opportunities. To me, they are not ear-splitting alarms.

2 mins

Bank Stocks Worth Betting On

Bankers have to contend with two big challenges. The first is credit risk. If the economy slides into a recession, borrowers may not be able to make payments on their loans. The second is interest rate risk. Rates can turn against banks in a lot of different ways. For one thing, short-term rates can rise more than long-term rates do, reducing the income that's generated from the difference between what a bank pays for deposits and what it earns from its loans. For another, as rates rise, the value of debt securities the bank had purchased at lower rates falls.

5 mins

HOW TO SURVIVE A LAYOFF

Losing your job can be traumatic, but it doesn't have to wreck your finances.

10+ mins

Lower Taxes on Your RMDS

Congress has given retirees more time to take required distributions from their retirement accounts. But postponing withdrawals could cost you a lot of money.

10+ mins

Your Questions Answered

Kiplinger readers have inquiring minds when it comes to investing. Here's what you're asking about.

5 mins

Skip These Fees When You Head Overseas

Foreign-transaction fees can add up when you make purchases abroad, but there are ways to bypass them.

2 mins

SAVE BIG BY GOING GREEN AT HOME

New legislation is packed with tax breaks for homeowners who upgrade to energy-efficient systems and appliances. Bonus: You'll slash your utility bills.

10+ mins

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Kiplinger's Personal Finance Magazine Description:

Whether you're a seasoned investor or just starting on your financial journey, Kiplinger's Personal Finance offers guidance tailored to your needs. From tips on saving for college and buying a home to optimizing your portfolio and planning for a secure retirement, the magazine equips readers with the knowledge and tools to achieve financial stability and prosperity.

With a legacy spanning over 70 years, Kiplinger's Personal Finance has been a go-to resource for individuals seeking practical advice, expert insights, and valuable tips to manage their money effectively.

Within the pages of Kiplinger's Personal Finance, you'll find a wealth of information on topics such as budgeting, investing, retirement planning, taxes, and much more. The magazine offers a mix of engaging articles, expert analysis, and real-life success stories, providing readers with actionable strategies to navigate the complexities of personal finance.

Discover the power of Kiplinger's Personal Finance and unlock the secrets to financial success. Let the magazine be your trusted companion as you embark on a path toward financial well-being and take control of your financial future.