Beyond Market - December 2022

في هذه القضية

The banking sector plays a pivotal role in understanding the financial
and economic condition of a country. Despite the economic turbulence
due to covid, the sector has managed to sail through rough times, in
large part, due to strong governance and reforms.

In our cover story, we have shed light on the new earnings cycle that is
led by credit growth and expansion in margins. Read on to understand
the current situation better.

Also in this issue, we have discussed in detail topics like the Reserve
Bank of India’s pilot project of its digital currency for retailers and
wholesalers and how it’s likely to function, the outcome of the recently
held Monetary Policy Committee meet where inflationary pressures
were addressed, and the progress on the onboarding of retailers of
various sizes on to the open network for digital commerce (ONDC)
system.

You will also find articles on the growing popularity of the
government’s production-linked incentive (PLI) scheme, which in turn
is leading to this scheme being offered to other categories of products
too; how investors can take inspiration from their daily lives to make
fruitful investments: the need for companies to follow new policies and
regulations to avoid hindrances in the smooth functioning of their
businesses: and the revival in the hotel industry after the pandemic.
Maintaining a healthy investment portfolio can be tough in volatile
market conditions. Read on to know how you can deal with this in the
Beyond Basics section of this issue.

The Beyond Learning section carries an interesting article on the
nuances around prepaying home loans and how borrowers can employ
it to their advantage.

Do not miss our cut-and-keep page with the list of international
holidays of leading stock exchanges across the globe for the year 2023.

CRACKING THE CBDC CODE

The RBI has started a pilot for its own digital currency, which will decide the contours of the currency and how anonymous it will be

7 mins

CUTTING INFLAT

Although the worst of inflation seems to be behind us, the inflation battle is not over yet. The MPC is likely to take a calibrated approach in its future reviews

4 mins

GROWING INTEGRATION

Soon enough more and more players will onboard themselves on to ONDC, thus offering greater options to buyers

7 mins

CATALYSTS FOR IMPROVEMENT

Better quality of assets, lower operating costs, higher margins and sustained higher growth in income (led by credit growth) should help banks get re-rated further

5 mins

ON SOLID FOOTING

Buoyed by the success of the PLI scheme, the government is hoping to extend it to other product categories, thus' turning India into a manufacturing hub

5 mins

Investments - Looking For Inspiration?

Investors can take a leaf out of their daily lives when picking stocks for investments

5 mins

ON THE RIGHT SIDE ALWAYS

Companies would be better off being on the right side of the government when it comes to following newly introduced policies

5 mins

SUITE SUCCESS

The hotel industry seems to have put pandemic blues behind it and is looking at better prospects

5 mins

SPREADING HOPE

Reallocating portfolios during market volatility helps investors spread risk

4 mins

EASING THE BURDEN

Prepayment is an ideal way to reduce your housing loan interest strain

5 mins

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Beyond Market Magazine Description:

‘Beyond Market’, a financial magazine that provides readers with insightful articles and in-depth news stories. It offers useful tips on investing apart from capturing current trends in the market and latest developments in the economy.

Beyond Market is a financial magazine published by Nirmal Bang, one of the most trusted retail broking houses in India.