Systematic Investment Plan.
More often people are afraid of market situations, so, if you don’t want to get in to the trap, take SIP route, where a fixed sum is invested for a fixed time period, which is actually the time period of your financial goal. Most of the time, we are reluctant to invest heavy amount, but if we route our investment on a regular basis, we need not to invest a very big amount but instead, small amounts invested regularly will help you to achieve your financial goals of life and the best way to achieve it do systematic investment planning for a longer time period. Let us understand the concept of SIP (systematic investment plan).
What is a Systematic Investment Plan (SIP)? SIP enables you to invest over the longer time period, reducing the risk of market volatility and helps you to build a portfolio, which can be utilized to achieve your financial goal. SIP can be linked to any of the goals whether it is child’s education, wedding planning, overseas vacation, car purchase, retirement planning or house purchase.
Working Concept of SIP Once you have identified the recommended solution through financial planning you can easily start a SIP, all you have to do is to give a cheque, with relevant details for the amount you want to invest. You Will be allotted fund units at every regular interval of time. There is a least risk of timing the market while your investments are going through the rough edges of the market.
Rupee Cost Averaging: Investing in SIP enables an investor to take part in the stock markets without actively timing them and he/she can benefit by buying more units when the price falls and less units when the price rises. This scheme helps reduce the average cost per unit of investment through a method called Rupee Cost Averaging.
هذه القصة مأخوذة من طبعة August 2016 من Investors India.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.
بالفعل مشترك ? تسجيل الدخول
هذه القصة مأخوذة من طبعة August 2016 من Investors India.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.
بالفعل مشترك? تسجيل الدخول
Thematic Fund Or Sectoral Fund, Which Fund Suits You?
A thematic fund is a type of mutual fund that focuses on investing in companies based on specific themes or trends.
Be Kind To Your Kidneys
The kidney is a vital organ in our body which is four inches long and two and a half inches in width.
Have You Included A Passive Fund In Your Portfolio Yet?
The assets under management (AUM) of passive funds recently crossed the Rs. 10 lakh mark. While a significant portion of this money comes from institutional investors, such as the Employees Provident Fund Organisation (EPFO), these funds are also gaining popularity among retail investors.
Mutual Fund
1. SEBI allows mutual funds to buy and sell credit default swaps (CDS)
Insurance News
1. The finance minister has launched a new NPS scheme named NPS Vatsalya
ASK THE EXPERT
Dear Sir, I attended your webinar on post-retirement financial planning. As advised by your good self, I invested in NPS after retirement.
Market Mystery: Some Important Investing Lessons from Fund Managers Themselves
Mr. Mahesh Patil is the Chief Investment Officer (CIO) of Aditya Birla Sun Life AMC Limited. As the CIO Mahesh oversees INR 3 lakh crore of assets under management.
How to make a cautious entry into equity funds during a bull market
The number of mutual fund folios has been rising, with flows via the systematic investment plan (SIP) route reaching new highs.
All that you need to know to kickstart your retirement planning process
We all enjoy planning for the future. It’s a good idea to plan ahead of time for anything, from the day’s activities to a vacation.
5 Steps To Achieve Your Financial Goals
From a beach house, a Jaguar, to traveling the world – there are many things in life that we want to accomplish.