Credit Scores: Don't Sweat Small Dips.
RECENTLY, MY CREDIT SCORE DROPPED from “exceptional” to “very good.” I had put a security freeze on all of my credit reports and closed out an auto loan. Did either action cause my score to drop?
J.B., COLGATE, WIS.
No. A credit freeze doesn’t hurt your credit score; it just prohibits new lenders from accessing your credit report, which can help protect you from identity theft. And paying off an auto loan doesn’t cause a score to drop—although it’s unlikely to help much, either, because installment debt has a minimal impact on your score, says credit expert John Ulzheimer.
هذه القصة مأخوذة من طبعة September 2018 من Kiplinger's Personal Finance.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.
بالفعل مشترك ? تسجيل الدخول
هذه القصة مأخوذة من طبعة September 2018 من Kiplinger's Personal Finance.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.
بالفعل مشترك? تسجيل الدخول
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