Now that you’ve received the bonus you’ve worked hard for, it’s time to put your money to good use.
When wanted. you’ve worked hard and want to treat yourself to a little extravagance,” explains Catherine Khoo, who is also a licensed financial planner with the Securities Commission. the occasional pampering is good for your overall wellbeing, but one misstep and you may not even notice your bonus money vanishing. “you want to use it in the most rewarding and fulfilling way. Let the extra money help you achieve your life goals more efficiently and effectively. Failing to plan is planning to fail,” Catherine adds. here, she shares how to make your bonus money work harder for you.
Treat yourself within reason
We know how much you love that bag. and now that you have extra cash in hand, going a little over budget should be fine, right? unfortunately, that’s not always the case. you deserve to reward yourself after putting so much hard work into your career, but you should always have a balance between living for today and preparing for tomorrow. the rule of thumb is to set a limit to your spending, ideally no more than 20 to 30 per cent of what you’ve earned.
Clear off your debts
هذه القصة مأخوذة من طبعة December 2016 من Her World Malaysia.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.
بالفعل مشترك ? تسجيل الدخول
هذه القصة مأخوذة من طبعة December 2016 من Her World Malaysia.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.
بالفعل مشترك? تسجيل الدخول
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