Would You Date Someone Who Earns Less Than You?

They Say Love Conquers All, But Can It Really Overcome Practical Considerations Such As The Earning Power Of A Partner Or Spouse? We Ask Three Women And Two Couples.

- KIMI T

When I go on dates, I am open to talking about my salary range and expectations up front," says senior designer Felicia*, 32, who's single and dating. "It's not something I'd bring up during the early stages of dating, but I am clear on how much both of us should have in terms of spending power before getting married. Since I want to have kids, I'm also clear on how much I think we should both earn before starting a family."

Dating a man who's earning less than she does is not an instant deal-breaker, but it would factor into her decision about the longevity of the relationship. "I work hard and have seen my salary triple over the years, which has empowered me to spend on a lifestyle that I enjoy. Being in a relationship is about being on the same team, and I would want both of us to work towards a common goal with similar values and lifestyle preferences. Besides, living standards are getting more expensive, and if we have a family, the cost of living will continue to go up," she says, declining to reveal details about her salary.

It has also dawned on Felicia that as passionate as she is about her career, she might want to take a year or two off work to focus on being a mum. If that happens, it would fall on her partner to be the sole breadwinner, so it's important that he can handle the financial responsibility of raising a family. Ideally, they'd both earn $10,000 each when tying the knot, and $15,000 individually when starting a family.

FINANCIAL INDEPENDENCE DOES MATTER IN THE LONG RUN

On the other hand, some couples might not see any need to disclose or combine finances. From the onset of their relationship, Deborah Tan-Pink and her husband were clear that they did not want a joint account.