IT’S ALWAYS COMFORTING to think that, finally, this is going to be the year you get your finances sorted.
But a few promises in January will be pointless if you don’t follow through. So here’s an assortment of tips and tools to make sure you take action and keep at it throughout 2020.
Understand your motivation
So many New Year’s Resolutions are vague. Just saying “fix my finances” or “get on top of my bills” doesn’t actually say why you want to do something, which makes it a lot more likely your resolution will fail. If you can narrow down why you want to make changes you’ll find getting started—and carrying on—a lot easier. You can have multiple goals and they can be big and small, longterm and short-term.
Often these are savings driven. Perhaps you want to be able to pay for a holiday without borrowing, or save up for bigger expenses such as getting a new kitchen or moving home. Great! Now you know why you are saving rather than just saying you want to “save more money”.
It’s also worth thinking about whether there are any broader goals behind your desire to make some changes. It could be that you want to reduce how much you worry about money, or maybe you want to be able to take early retirement. Focusing on these outcomes can help you put some of your spending decisions into perspective and allow you to make some tough choices in order to achieve your goal.
هذه القصة مأخوذة من طبعة January 2020 من Reader's Digest UK.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.
بالفعل مشترك ? تسجيل الدخول
هذه القصة مأخوذة من طبعة January 2020 من Reader's Digest UK.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.
بالفعل مشترك? تسجيل الدخول
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