New investors may start with a mutual fund advisor to help with their investments. Before investment you should also educate yourself about mutual funds and the basics of investments before doing it. Remember, it is extremely important to continue with your investments if you want to create wealth over a long period.
Nevertheless, if you are someone who wants to manage his money, you should put money through (SIPS) in balanced funds, which invests in a mix of equity, debt and arbitrage, and have fared better over other categories in last three years. Although it gives you the ease of investment, it takes out the flexibility that you can have by individually investing in debt and equity funds.
Balanced advantage funds that have started gaining popularity over the last three years are dynamically managed equity mutual funds that typically alter their equity allocation between 30% and 80%, depending on market valuations and usually considering the price-earnings ratio.
When valuations are high, they reduce their equity allocation; and when low, increase it.
Dynamic Asset Allocation (DAA) Funds
Another category of fund that a new investor can select is Dynamic Asset Allocation (DAA) funds. They invest in a way that minimizes risk based on market trends, and are targeted at first time and low-risk appetite investors. DAA doesn’t involve having a target investment mix of assets. Therefore, the fund manager has a high degree of flexibility while rebalancing. The success of DAA funds depends not just on market conditions but also on the manager’s decision-making ability.
هذه القصة مأخوذة من طبعة February 2023 من Indian Economy & Market.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.
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هذه القصة مأخوذة من طبعة February 2023 من Indian Economy & Market.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.
بالفعل مشترك? تسجيل الدخول
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