![PUBLIC OFFERINGS OF SECURITIES INSURANCE [POSI) PUBLIC OFFERINGS OF SECURITIES INSURANCE [POSI)](https://cdn.magzter.com/1341758445/1662536480/articles/hs-pDgjRf1663755675726/PUBLIC-OFFERINGS-OF-SECURITIES-INSURANCE-POSI.jpg)
An Initial Public Offer (IPO) is the first sale of shares to the public by a privately owned company. The companies going public raises funds through IPO for working capital, debt repayment, acquisitions, and a host of other uses. An investor can apply for IPO Stocks in India by filling an online IPO application offered by the stockbrokers and banks.
Though India is now more attractive for growth-seeking foreign capital given the recent decline in China's stature as an investment destination, yet volatile market conditions have led to a significant slowdown in the IPO market during the first quarter of 2022. The other factors contributing to the slowdown are geopolitical tensions, price correction in overvalued stocks, growing concerns about a rise in commodity and energy prices, the impact of inflation and potential interest rate hikes, as well as the covid-19 pandemic risk continuing to hold back full economic recovery. Once the current scenario settles, a lot of IPOs may start coming to the markets in the next 3-6 months, especially those who have chosen to park their public offerings until the markets stabilize.
Companies planning to raise funds through IPO are a mix of traditional companies with long track records as well as newer age companies across various sectors such as consumer, pharmaceuticals, technology, logistics and financial services.
IPOs are a marketing event for the issuer. Given the hype pre-IPO with most companies, there is an increased scrutiny and accountability post-raising of capital. Paytm, Zomato, Kalyan Jewellers India, Reliance Power, ABSL AMC are few of the popular IPOs which failed the stock prices of the company did not meet the valuation at which the stock was listed. More than 40% of IPOs this year have failed in the first half of the year itself, more so, the START-UPS. Is the management up to such challenge?
هذه القصة مأخوذة من طبعة September 2022 من THE INSURANCE TIMES.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.
بالفعل مشترك ? تسجيل الدخول
هذه القصة مأخوذة من طبعة September 2022 من THE INSURANCE TIMES.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.
بالفعل مشترك? تسجيل الدخول
![A Comparison of European and Indian Insurance "Risk Function" A Comparison of European and Indian Insurance "Risk Function"](https://reseuro.magzter.com/100x125/articles/1032/1987983/G7NgZLRrW1739187754221/A-COMPARISON-OF-EUROPEAN-AND-INDIAN-INSURANCE-RISK-FUNCTION.jpg)
A Comparison of European and Indian Insurance "Risk Function"
The subsequent discussion compares the key areas within the risk management function of insurance companies in Europe and India. These are the existence of skilled resources, issues related to data, whether the risk function is challenging the first line enough, whether the riskbased decision-making is working well......
![Health Insurance Health Insurance](https://reseuro.magzter.com/100x125/articles/1032/1987983/XFaElqqw41739187372753/HEALTH-INSURANCE.jpg)
Health Insurance
At the World Economic Forum 2025 in Davos, the CEO of Bajaj Allianz predicted that India could see the emergence of 1000 insurance companies within the next decade.
!["The Asian Development Bank (ADB) strengthens the insurance sector in Asia and the Pacific by partnering with finance ministries, regulators, and stakeholders." "The Asian Development Bank (ADB) strengthens the insurance sector in Asia and the Pacific by partnering with finance ministries, regulators, and stakeholders."](https://reseuro.magzter.com/100x125/articles/1032/1987983/NFCHh4dCC1739190615653/THE-ASIAN-DEVELOPMENT-BANK-ADB-STRENGTHENS-THE-INSURANCE-SECTOR-IN-ASIA-AND-THE-PACIFIC-BY-PARTNERING-WITH-FINANCE-MINISTRIES-REGULATORS-AND-STAKEHOLDERS.jpg)
"The Asian Development Bank (ADB) strengthens the insurance sector in Asia and the Pacific by partnering with finance ministries, regulators, and stakeholders."
Arup Chatterjee, Unit Head of the Capital Markets and Insurance Practice Team at the Asian Development Bank (ADB), has over 35 years of experience shaping global policies and driving reforms in insurance, pensions, and capital markets.
![Insurance Regulator Insurance Regulator](https://reseuro.magzter.com/100x125/articles/1032/1987983/8U8L7Mfn81739187205691/INSURANCE-REGULATOR.jpg)
Insurance Regulator
Insurance companies are taking over six hours to process the majority of health cover claims and facilitate hospital discharges post-settlement.
![Arterial Blood Gas (ABG) Interpretation for Medical Auditors & Health Insurance Claim Processors Arterial Blood Gas (ABG) Interpretation for Medical Auditors & Health Insurance Claim Processors](https://reseuro.magzter.com/100x125/articles/1032/1987983/2s3vUFJY-1739189576696/ARTERIAL-BLOOD-GAS-ABG-INTERPRETATION-FOR-MEDICAL-AUDITORS-HEALTH-INSURANCE-CLAIM-PROCESSORS.jpg)
Arterial Blood Gas (ABG) Interpretation for Medical Auditors & Health Insurance Claim Processors
A blood gas analysis may be performed on blood obtained from anywhere in the circulatory system say artery, vein or capillary. A medical auditor and claim processor should know that differences in measured blood gas values between arterial and venous blood are most pronounced for PO2 as PO2 is the only clinical reason for obtaining arterial collections.
![MSME Insurance: Simplified MSME Insurance: Simplified](https://reseuro.magzter.com/100x125/articles/1032/1987983/d6fWcrl1Y1739188425717/MSME-INSURANCE-SIMPLIFIED.jpg)
MSME Insurance: Simplified
As per MSME Ministry data, there are about 6.3 crore MSMEs in India, which provide employment to approximately 11.10 crore and contribute to about 27% to the country's GDP, which is again 45% of the manufacturing output and over 40% of both direct and indirect exports.
![International International](https://reseuro.magzter.com/100x125/articles/1032/1987983/MLu1EHBGn1739187645974/INTERNATIONAL.jpg)
International
In a forward-looking initiative, the Dubai International Financial Centre (DIFC) and Lloyd's of London have partnered to develop future talent in the insurance sector.
![Insuring the Insurance: A Model for Investment in Ethical Capital Insuring the Insurance: A Model for Investment in Ethical Capital](https://reseuro.magzter.com/100x125/articles/1032/1987983/-07UsKCe21739188056209/INSURING-THE-INSURANCE-A-MODEL-FOR-INVESTMENT-IN-ETHICAL-CAPITAL.jpg)
Insuring the Insurance: A Model for Investment in Ethical Capital
If today's organizations have to survive and sustain themselves, they must invest in ethical capital, or they will go the way of dinosaurs. In other words, all capital ventures must be ethical, and an investment in ethics is inevitable, for it follows the spirit of Rule and an inclusive approach towards all stakeholders.
![General Insurance General Insurance](https://reseuro.magzter.com/100x125/articles/1032/1987983/gWbPmx8TF1739187022886/GENERAL-INSURANCE.jpg)
General Insurance
With increasing cybercrime and a push from regulators, numerous insurance companies have rolled out cyber coverage for individuals. These policies aim to shield individuals from risks posed by malicious actors during their digital interactions.
![Wildfire Crisis in the USA - Lessons for the Insurance Industry Wildfire Crisis in the USA - Lessons for the Insurance Industry](https://reseuro.magzter.com/100x125/articles/1032/1987983/UInWTvGb91739186909343/WILDFIRE-CRISIS-IN-THE-USA-LESSONS-FOR-THE-INSURANCE-INDUSTRY.jpg)
Wildfire Crisis in the USA - Lessons for the Insurance Industry
The recent spate of wildfires across the United States has once again underscored the devastating impact of climate change on our ecosystems, communities, and economies. States like California, Oregon, and Washington have borne the brunt of these disasters, with unprecedented destruction of property, displacement of residents, and loss of natural habitats.