Plastic's A Girl's Best Friend
Grazia India|July 2024
How to make the credit card work for you instead of the other way around
ANUSHKA RATHOD
Plastic's A Girl's Best Friend

Much like many 20-year-olds, I, too, swooned over Sex and the City. Carrie, Samantha, Miranda, and Charlotte felt like my own friends. In Miranda, I saw my nerdy self, in Charlotte, I saw my dream wardrobe, in Samantha I saw my desire to be independent but in Carrie, I saw my love for shoes and of course also my big nose (just kidding, or maybe not?). Oh, how I dreamt of going shoe shopping like her, carrying multiple bags, strutting on the streets of New York.

In a way, that dream of strutting down avenues with shopping bags saw the light of the day – albeit in Dubai. I wore my best pantsuit, went to the mall, and bought myself a couple of pairs of shoes with my credit card. However, unlike Carrie, I didn’t use my credit card because I was low on cash. I used my credit card because it was a smarter decision.

How?

Well, credit cards have a bad rep. We often hear people advise us, ‘Don’t use a credit card, you’ll fall into a debt trap’, followed by ‘live below your means, avoid credit cards and use debit cards’.

I will not lie – these warnings are not baseless. But they are true only because people don’t use their credit cards properly. They overstretch their budgets and pay only the minimum due amount, which is a big mistake. This is exactly what credit card companies want us to do so that they can charge us heavy interest on the unpaid amount, and make money off of us.

هذه القصة مأخوذة من طبعة July 2024 من Grazia India.

ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.

هذه القصة مأخوذة من طبعة July 2024 من Grazia India.

ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.

المزيد من القصص من GRAZIA INDIA مشاهدة الكل
More Than It Seams
Grazia India

More Than It Seams

Who says lace can’t be hewn from leather? Or that paper can’t sit on the body like a weathered old sweater? In a time of rampant production and boundless creativity, is material the final frontier for designers? When all else seems lost to the algorithm, fashion’s deceptive ingenuity requires us to look a little closer

time-read
5 mins  |
November 2024
Under The Needle
Grazia India

Under The Needle

With filler-face phasing out, we are embracing the natural aesthetic but not how you might expect it

time-read
5 mins  |
November 2024
BUILDING A LEGACY
Grazia India

BUILDING A LEGACY

Driven by passion and a commitment to quality, this brand is making a mark in the luxury furniture market with a perfect blend of local artistry and global design

time-read
3 mins  |
November 2024
A WALK DOWN FIFTH AVENUE
Grazia India

A WALK DOWN FIFTH AVENUE

From high fashion to historic landmarks, this coffee table book explores how Fifth Avenue became the heartbeat of New York's cultural and social scene

time-read
5 mins  |
November 2024
NO SEX, MO' PROBLEMS?
Grazia India

NO SEX, MO' PROBLEMS?

At a time when sex seems to be everywhere, women are experiencing a dip in their sexual desires. We find out why

time-read
4 mins  |
November 2024
TABLE FOR ONE, PLEASE
Grazia India

TABLE FOR ONE, PLEASE

In a world obsessed with couplegoals, here’s why taking yourself out for a date might just be the ultimate love story

time-read
3 mins  |
November 2024
THE DREAM CANVAS
Grazia India

THE DREAM CANVAS

In the city that wholeheartedly embraces its role as a global cultural hub, the second edition of Art Mumbai promises to redefine creativity and innovation

time-read
4 mins  |
November 2024
SPRING FORWARD
Grazia India

SPRING FORWARD

Of hits, misses, and everything in between this season at Lakmé Fashion Week x FDCI

time-read
2 mins  |
November 2024
LUST-WORTHY LUXURY LABELS
Grazia India

LUST-WORTHY LUXURY LABELS

To Light Up This Wedding Season

time-read
2 mins  |
November 2024
ICONIC DESIGN MEETS A MOBILE FUTURE
Grazia India

ICONIC DESIGN MEETS A MOBILE FUTURE

The new Dell XPS is designed for new age content creators and suave C-suite

time-read
2 mins  |
November 2024