HIGH YIELD SAVINGS: How to Buy Treasury Securities
Kiplinger's Personal Finance|July 2023
Rates on short-term bills are generous, with no risk.
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HIGH YIELD SAVINGS: How to Buy Treasury Securities

IN THE PAST TWO YEARS, yields in the Treasury market have risen notably, and short-term investments, such as Treasury bills, have been offering especially high yields. "With the Federal Reserve raising rates, high-quality bonds are now offering much higher yields," says Mike Mulach, senior analyst, fixed-income manager research for Morningstar. "You don't actually have to take on much risk today to get pretty attractive yields." Treasury bills, also known as T-bills, have maturity dates of one year or less and are "one of the safest products there is," says Ken Tumin, founder of Deposit Accounts.

How they work. T-bills work differently than longer-term fixed-income investments, which pay interest semiannually until maturity. You buy T-bills at a discount from the face value-known as the price before par. Your interest is the difference between the discounted price and the par value at maturity. For example, if you paid $960 for a $1,000 T-bill that matures in one year, you would earn $40 in interest, for a yield of 4%.

هذه القصة مأخوذة من طبعة July 2023 من Kiplinger's Personal Finance.

ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.

هذه القصة مأخوذة من طبعة July 2023 من Kiplinger's Personal Finance.

ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.

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