Identifying Australia's best superannuation funds, managed funds, exchange traded products, banking products, insurers and online share brokers is no easy task. There are hundreds of product providers and thousands of their products, choices and options to assess.
Rainmaker Information, publisher of Money, has been reviewing super, managed funds and their investment managers for more than 20 years and this year we again led the reviews and assessments. Rainmaker also publishes The Good Superannuation Guide, The Good Investment Guide, The Good Financial Planning Guide, Financial Standard, Industry Moves and FS Sustainability. Reviewing each market segment requires a different approach, and here we describe how each segment was reviewed.
Superannuation
There are more than 500 super products offering tens of thousands of investment choices. Money's superannuation awards span best performance, best value and most innovative as well as those funds that deliver the best-value insurance.
To find the top-performing super products, Rainmaker reviewed MySuper products and asset classes that include growth, balanced, moderate (capital stable), equities, property, bonds, cash and ESG investment options. MySuper products are default flagship options used by most employees for their employer-paid superannuation. They are the cornerstone of most fund members' retirement savings, holding half of all the super owned by working Australians.
MySuper comes in two flavours: diversified single strategy products that spread your savings across all the major asset classes, and lifecycle products that invest your savings differently depending on your age.
هذه القصة مأخوذة من طبعة December/January 2023 من Money Magazine Australia.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.
بالفعل مشترك ? تسجيل الدخول
هذه القصة مأخوذة من طبعة December/January 2023 من Money Magazine Australia.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.
بالفعل مشترك? تسجيل الدخول
An outrageous, beautiful monopoly
Telstra's mobile business is a cash machine with few competitors, giving it the highest returns in the world.
Drop the anchor to judge value
Buying and selling decisions should be based on where a stock price is going, not where it has been.
Powering the AI boom
Beyond the software and chipmakers, where will the energy come from?
Get into life
Tucked inside super are products that can protect you from life's inevitable uncertainties.
Paths to home ownership
Taking the road less travelled can sometimes deliver unexpected benefits.
Sold! Quick ways to add value
Small, strategic changes can have a big impact on the look and feel of your home. And get you a better price on auction day.
Money lessons the kids need to know
Your children can learn a lot from your past money mishaps. Here are eight financial conversations I have had with mine.
Property-investing rules: are they likely to change?
The pressure for the government to curb the tax benefits of tax concessions, such as negative gearing and the capital gains tax discount, is unrelenting. Most recently, independent senators David Pocock and Jacqui Lambie proposed five options for paring back investment property tax concessions, with savings to the Federal budget of up to $60 billion over the next decade.
What's love got to do with it?
A rollercoaster of emotions could be driving poor crypto behaviour.
Are we ready to be cash-free?
Saying goodbye to our piggy banks too soon could leave small businesses in the dark when problems arise.