Navigating the Australian property market from abroad can be challenging, especially when securing home loans or refinancing existing properties. TIM RAES, the Brisbane-born founder and managing director of Aussie Expat Home Loans, is based in Singapore and provides valuable advice and tips for overseas borrowers looking to get the best interest rates and terms. With offices in Singapore, Hong Kong and Melbourne, the company is uniquely positioned to make property financing accessible for Australians living overseas.
What led to you setting up Aussie Expat Home Loans?
I was posted to Singapore in 2015 following many years working in the banking sector in Australia. However, when Australian banks left Asia in 2017, it significantly reduced the borrowing options for Australians seeking property loans from offshore. I saw many Aussie expats struggle to get finance so I founded my own brokerage in 2018.
That was six years ago and we have now grown to a team of 12, opened in Hong Kong and Melbourne and have been able to help hundreds of expats refinance their existing property loans to get better deals or purchase a new property.
What’s the first step when it comes to buying a property in Australia?
“Have you got your financing sorted?” This is the first question any agent asks before you even start looking or make an offer on a property. Knowing your borrowing capacity is crucial when making offers, so securing pre-approvals is one of our key services. This allows us to move quickly when clients do find something.
هذه القصة مأخوذة من طبعة September 2024 من Expat Living Singapore.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.
بالفعل مشترك ? تسجيل الدخول
هذه القصة مأخوذة من طبعة September 2024 من Expat Living Singapore.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.
بالفعل مشترك? تسجيل الدخول
Stroke Risk: Are Asians and Caucasians Different?
Do the causes of strokes vary between different races? DR SRIRAM NARAYANAN, Senior Consultant Vascular and Endovascular Surgeon at The Harley Street Heart and Vascular Centre, shares his insights.
Hotel in the Heart of HK
The flagship property of the family-owned Ovolo Hotels launched in Hong Kong's Central district back in 2010and it continues to make its mark today.
Caring for Your Cartilage
Anyone with a cartilage joint injury knows how crucial it is to restore mobility. Here, orthopaedic surgeon DR FRANCIS WONG talks causes and treatments of these injuries, and gives an insight into the future of the field.
Spice Up - Your Lingerie Wardrobe
Don't know where to get bras that fit you properly, or need an undie update for Valentine's Day and beyond? Here's a new lingerie boutique in Singapore we think you'll love!
Foodie Alert
From bold Asian flavours to elegant Japanese cuisine, here are two gastronomic gems worth adding to your must-try restaurant list in Singapore.
Coaching for Change
Lived experience often sparks the beginnings of a business idea. This was the case for Singapore-based entrepreneur NOEMIE ALINTISSAR-MOONEY, who channelled her personal transformation and zeal for fitness, nutrition and psychology into a holistic health coaching programme.
Connections Start Here
The American Women's Association offers a huge step into a community of women who want to build new friendships while taking part in interesting activities, social events and volunteering. We chat with its president, JULIA TAN, to find out more!
Spaces with a Story
Life as an expat can feel transitory if you don't invest the time and energy to make your house feel like a home. This is a story that long-term Aussie expat and interior designer MIRANDA KOZAN knows so well that she's turned her passion and knack for creating stunning spaces into a thriving business. We sit down with her to uncover how she brings magic to homes across Singapore and beyond.
Slim Down & Tone Up!
Want to bounce back from festive (over) indulgences and make 2025 your fittest year yet? Here's a bodyshaping and slimming treatment on our radar that promises to help tackle those jiggly concerns.
Brand New on Bintan!
Have you been checking your long weekends in 2025 and thinking about booking a short trip or two? We've been doing the same - and in the process we've discovered a new resort on Bintan! Here's an overview of what to expect from a stay at the recently opened Holiday Inn Resort Bintan Lagoi Beach.
