Challenges Mount for ARCs as Retail Bad Loans Swell
Financial Express Chandigarh|January 06, 2025
WIDELY-ACCEPTABLE PRICING MODEL FOR RETAIL NPAs NOT AVAILABLE
SACHIN KUMAR

ASSET RECONSTRUCTION COMPANIES (ARCs) are facing new challenges with the rise of retail non-performing assets (NPAs). While ARCs have a proven track record in resolving corporate NPAs, they are finding it increasingly challenging to handle retail bad loans.

Absence of a widely-accepted pricing model for retail NPAs, high transaction costs, difficulty in asset valuation and limited ability to directly engage with borrowers at a granular level pose challenges in effective resolution of retail stressed assets. One of the major hurdles ARCs are facing is the absence of a standardized and widely acceptable pricing model for retail NPAs.

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هذه القصة مأخوذة من طبعة January 06, 2025 من Financial Express Chandigarh.

ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.

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