I am a 55-year-old individual employed in a private organization. My net salary after taxes is ₹20 lakh a year. My spouse is a homemaker. Together, we have a ₹5.93 crore investment portfolio. Approximately, 55% of this is allocated to debt instruments, with 5% kept in a savings account and another 5% in a provident fund (PF). About 43% is invested in equities and the remaining 2% is in gold. I have a 26-year-old son who is currently pursuing an M.Com degree after working for approximately three years. Therefore, I do not anticipate significant education expenses for him. However, I do need to plan for his wedding, which will likely take place four years from now. I also plan to retire in the next six months. My annual expenses amount to ₹10 lakh .
Under these circumstances, will my investment portfolio be sufficient for retirement? Also, how do I generate a regular income after retirement.
—Name withheld on request
هذه القصة مأخوذة من طبعة June 29, 2023 من Mint Mumbai.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.
بالفعل مشترك ? تسجيل الدخول
هذه القصة مأخوذة من طبعة June 29, 2023 من Mint Mumbai.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 9,000 مجلة وصحيفة.
بالفعل مشترك? تسجيل الدخول
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