Tame the temptation

Six tips on how not to overspend this shopping season

- Neha Singh

ing you to fill carts, virtual and real, with things we often don't need. While these sales offer a good opportunity to snag bargains, they also tempt us to overshop, leading to buyer's guilt and blown budgets. Whether you're scrolling through endless offers online or navigating crowded stores, knowing how to resist impulse purchases is key to making the most of festive sales without regret. Here's how to shop smarter and spend wisely this shopping season.

Set your budget Before you dive into festive sales, set a strict budget for your purchases. Break it down into categories like gifts, personal items, home décor, clothes, etc. By knowing exactly how much you can afford to spend, you'll be less tempted to make impulsive purchases. Stick to your budget by tracking every purchase, and avoid using credit cards unless you can pay the balance in full immediately.

Make your shopping list A well-thought-out shopping list is your best way to not overshop. Make a list of what you truly need and stick to it while shopping online or offline. Review your list before you start to ensure you're prioritizing essential purchases over "nice-to-haves." This prevents you from falling for tempting deals on items you don't actually need.