CATEGORIES

3 Money Rules Women Must Follow

Women typically do not take part in financial discussions and leave it to the family. But that is wrong. It’s as much your right to discuss money whether you are working or a homemaker

PLAN, INVEST IN SELF AND CELEBRATE RETIREMENT

The event focused on the evergreen subject of retirement planning, and speakers talked about various issues, such as how to navigate the market and one's portfolio in the investing phase of retirement planning, the importance of insurance, especially health insurance, and the need for a shift in mindset in sync with the changing financial topography of India

Maximizing Income and Managing Wealth for a Safe Retirement

Gain insights into dynamic withdrawal strategies, balanced expense management, and diversified investment approaches that ensure a secure, enduring retirement lifestyle.

How To Weather The NFO Storm

Fund houses are launching new fund offers (NFOs) one after another with narrower mandates, which may be risky for you. Should you venture in these and under what circumstances?

Coffee Can Investing

The concept of Coffee Can Investing is based on a historical American practice wherein people stored their valuables inside coffee cans. These cans were kept safely for many years until the need for those valuables arose.

Define Your Future

There are incremental changes that you need to make in your financial plan as you age, though the essence remains the same. We have stories of six women from different age groups that show how resilience and grit can secure your future, how awareness can define your path, and fill the financial gaps

'Having My Own Money Gave Me Confidence'

SWARUP MOHANTY, Vice Chairman & CEO, Mirae Asset Investment Managers India shares his experiences when he got his first paycheque and the challenges he faced while building an independent life for himself at the time. He had little money then, so he was unable to save in the initial years, but highlights the importance of starting early

Wealth Creation with Mutual Funds

Create wealth with expert insights on mutual fund strategies for long-term financial growth.

NEW INCOME TAX BILL 2025:10 KEY CHANGES

Union Minister of Finance Nirmala Sitharaman tabled the Income Tax Bill (ITB) 2025 in Lok Sabha on February 13, 2025. The new Bill will replace the Income-tax Act, 1961 (I-T Act, 1961) and will come into effect from April 1, 2026. All the changes in Budget 2025 have been incorporated in this new Bill. Let us take a look at 10 key changes that will affect you directly from financial year 2026-27

How Rate Cut Affects Debt Funds

It is recommended you match your investment horizon with the portfolio maturity. When there is adverse volatility, the accrual over your holding period will take care of it

BUDGET & YOU: NEW REGIME BEATS OLD IN FY26

Lower tax slabs and nil tax on incomes up to 12 lakh has not only provided relief to middle-class families but also rendered the old tax regime irrelevant for most of them. The government also renewed its focus on senior citizens

Consistent Returns In Hybrid Space

The Indian equity market is going through rough waters, leaving investors uncertain about whether to choose equity or fixed-income investments. Experts, meanwhile, predict higher volatility and recommend a safer approach.

BEHIND THE MIND GAMES THAT END IN 'DIGITAL ARREST'

The new scam of digital arrest employs psychological pressure to dupe vulnerable victims, who go through a phase of trauma and fear. We tell you how it works, whether the government is doing enough to curb the menace, and how you can keep yourself safe

Boost To Consumption, But Don't Buy Blindly

With the budget putting more money into the hands of people to boost consumption and increasing foreign direct investment in insurance, certain consumer-oriented sectors, such as FMCG, auto, as well as manufacturing are expected to do well, but think before investing

Pre-Existing Diseases In Insurance

Understanding pre-existing diseases (PEDS) in health insurance is crucial because they can affect your coverage and premiums. Pre-existing conditions, such as diabetes or heart disease, are health issues you may already have and know of before purchasing insurance.

'Govts Are Often Influenced By Private Interests, And Don't Focus On Health'

Longevity is not about going to the gym or having superfoods, but living in an environment that promotes a healthy lifestyle. Dan Buettner, the Blue Zones founder, National Geographic fellow, best-selling author and the producer of the Emmy Award-winning 'Live to 100: Secrets of the Blue Zone' series, learnt this during his decades-long research into five blue zones of the world. In an interview with Nidhi Sinha, Editor, Outlook Money, as part of the Wealth Wizards series, he talks about another kind of wealth, a healthy and fulfilling long life. He also talks about blue zones, and how policy matters when it comes to improving the health, lifestyle and longevity of the population

The 'Gap' In Long-Term Returns

There is a significant gap in the nominal and inflation-adjusted returns across asset classes. So, reading long-term trends is important before making investing decisions

Changed Jobs? Where is Your EPF Money?

For many employees, transfer of EPF becomes a nightmare when changing jobs. We give you the likely problem scenarios and what you should do for a seamless transfer of your EPF upon changing jobs and states

Old-New Break-Even Point Is High

The break-even point for deductions to choose between the old and new tax regimes has increased to ₹8.50 lakh for income of ₹24.75 lakh and above. Normally, deductions and exemptions commonly claimed by salaried individuals do not exceed ₹8.50 lakh

How Not To Be Financially Vulnerable

We often naïvely assume that our monthly pay cheques will cover whatever life throws our way. But it may not cover all our emergencies, which is why we need to create a safety net

WHY YOU SHOULD BE DEBT-FREE IN RETIREMENT

Being debt-free in retirement is the best course of action, and we have strategies for you to make that happen. Nevertheless, if you already find yourself servicing debt in retirement, there are strategies for that too

HOW TO BEAT CURRENCY EXCHANGE RATE WOES

If you are travelling abroad, you will have to change your Indian rupees into either dollars or euro or to the local currency. Here's how to choose the right currency for a seamless holiday experience abroad

Why A New Year Goal Is Good

Setting a new year goal can give you a psychological boost to improve yourself and help you set aims and targets while also helping you declutter and let go of the past

SENIOR CITIZEN HOUSING: THE HURDLES TO CROSS

Buying a home is not only a dream of youngsters, many retirees also want to buy a home, but for that, they have to overcome adverse situations and many challenges

Axing Taxes And Beating Benchmarks

When investing for the long term and that too in a product with a lock-in period, the decision between the best and the consistent performer becomes critical.

Use Gold To Optimise Portfolio

Returns from gold are expected to be decent going forward, but more importantly, it acts as a portfolio diversifier and helps reduce volatility

The Risks That Invoice Discounting Entails

Invoice discounting can give potential high returns over a short period of time, but lack of regulation make them a high-risk investment

2024: CHANGES THAT MATTER

The year 2024 has been a game-changer for the Indian regulatory landscape, with the Securities and Exchange Board of India (Sebi), Insurance Regulatory and Development Authority of India (Irdai), the Reserve Bank of India (RBI), the Pension Fund Regulatory Development Authority (PFRDA) and the Income Tax Department proposing key changes that will benefit investors, policyholders, pensioners, taxpayers and consumers alike. We give you a lowdown on five key changes proposed by each of these regulators

10 Stock Picks For 2025

Top analysts recommends 2 stocks each and the reasons why they should be a part of your portfolio

VOLATILITY AHEAD: PLAY SAFE

After an exhilarating rally till September 2024, the Indian stock market finds itself in turbulent waters and is expected to continue to do so in 2025. We give you some stock picking strategies that will help you play safe. We also have a list of 10 stocks recommended by experts which you can consider for your portfolio