Safety In Business
Leadership|April 2020
Securing the future is essential
Safety In Business

Building a business is one of the hardest–and most rewarding–things any entrepreneur can do. Having invested so much time and human capital, it would only be prudent to protect what you have built.

Businesses are exposed to many risks, from the traditional fire and natural perils related events, motor losses, to legal liabilty for loss of or physical damage to tangible property and/ or death, bodily injury, mental injury, illness or disease of or to any person; it is imperative that businesses take out the correct insurance product to protect themselves against these types of risks. Further to this, businesses also run the risk of potential accidental injuries or death of employee(s).

With respect to Health & Safety of employees, the common law right to hold the employer liable was removed by the Compensation for Occupational Injuries and Diseases Act, No 130 of 1993 (COIDA). This provides for compensation for disablement caused by occupational injuries or diseases sustained or contracted by employees in the course of their employment, or for death resulting from such injuries or diseases.

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