Do you always max out your credit cards? Money magazine founding editor Pam Walkley shows how to avoid spiralling debt by using your plastic wisely.
If you or your kids are finding it harder and harder to balance the family budget, you’re not alone. In Australia, household debt is causing real concern. Despite record low interest rates, our indebtedness has grown as more of us aim to own homes and rely on products such as car loans and credit cards, according to financial product comparison site finder.com.au.
Very sluggish income growth hasn’t helped the situation. Recent figures from the Reserve Bank of Australia show the nation’s household debt-to-income ratio has climbed to its highest ever level at 189 per cent. Collectively, we owe a massive $52.2 billion just on credit cards and $32.5 billion of that is accruing interest. In March alone, more than half a million Australians failed to pay off their credit card balance in full, according to Credit Simple, which has an online tool which will provide free access to your credit score.
Diese Geschichte stammt aus der September 2017-Ausgabe von The Australian Women's Weekly.
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Diese Geschichte stammt aus der September 2017-Ausgabe von The Australian Women's Weekly.
Starten Sie Ihre 7-tägige kostenlose Testversion von Magzter GOLD, um auf Tausende kuratierte Premium-Storys sowie über 8.000 Zeitschriften und Zeitungen zuzugreifen.
Bereits Abonnent? Anmelden
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Take me to the river
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Jenny Liddle-Bob.Lucy McDonald.Sasha Green - Why don't you know their names?
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"Thank God we make each other laugh"
A shared sense of humour has seen Aussie comedy couple Harriet Dyer and Patrick Brammall conquer the world. But what does life look like when the cameras go down:
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Celebrate the season of Australian apples and pears with these sweet bakes that will keep the midwinter blues away.
Budget dinner winners
Looking for some thrifty inspiration for weeknight dinners? Try our tasty line-up of low-cost recipes that are bound to please everyone at the table.
