Do you always max out your credit cards? Money magazine founding editor Pam Walkley shows how to avoid spiralling debt by using your plastic wisely.
If you or your kids are finding it harder and harder to balance the family budget, you’re not alone. In Australia, household debt is causing real concern. Despite record low interest rates, our indebtedness has grown as more of us aim to own homes and rely on products such as car loans and credit cards, according to financial product comparison site finder.com.au.
Very sluggish income growth hasn’t helped the situation. Recent figures from the Reserve Bank of Australia show the nation’s household debt-to-income ratio has climbed to its highest ever level at 189 per cent. Collectively, we owe a massive $52.2 billion just on credit cards and $32.5 billion of that is accruing interest. In March alone, more than half a million Australians failed to pay off their credit card balance in full, according to Credit Simple, which has an online tool which will provide free access to your credit score.
Diese Geschichte stammt aus der September 2017-Ausgabe von The Australian Women's Weekly.
Starten Sie Ihre 7-tägige kostenlose Testversion von Magzter GOLD, um auf Tausende kuratierte Premium-Storys sowie über 8.000 Zeitschriften und Zeitungen zuzugreifen.
Bereits Abonnent ? Anmelden
Diese Geschichte stammt aus der September 2017-Ausgabe von The Australian Women's Weekly.
Starten Sie Ihre 7-tägige kostenlose Testversion von Magzter GOLD, um auf Tausende kuratierte Premium-Storys sowie über 8.000 Zeitschriften und Zeitungen zuzugreifen.
Bereits Abonnent? Anmelden
Hitting a nerve
Regulating the vagus nerve with its links to depression, anxiety, arthritis and diabetes - could aid physical and mental wellbeing.
Take me to the river
With a slew of new schedules and excursions to explore, the latest river cruises promise to give you experiences and sights you won’t see on the ocean.
The last act
When family patriarch Tom Edwards passes away, his children must come together to build his coffin in four days, otherwise they will lose their inheritance. Can they put their sibling rivalry aside?
MEET RUSSIA'S BRAVEST WOMEN
When Alexei Navalny died in a brutal Arctic prison, Vladimir Putin thought he had triumphed over his most formidable opponent. Until three courageous women - Alexei's mother, wife and daughter - took up his fight for freedom.
The wines and lines mums
Once only associated with glamorous A-listers, cocaine is now prevalent with the soccer-mum set - as likely to be imbibed at a school fundraiser as a nightclub. The Weekly looks inside this illegal, addictive, rising trend.
Jenny Liddle-Bob.Lucy McDonald.Sasha Green - Why don't you know their names?
Indigenous women are being murdered at frightening rates, their deaths often left uninvestigated and widely unreported. Here The Weekly meets families who are battling grief and desperate for solutions.
Growing happiness
Through drought flood and heartbreak, Jenny Jennr's sunflowers bloom with hope, sunshine and joy
"Thank God we make each other laugh"
A shared sense of humour has seen Aussie comedy couple Harriet Dyer and Patrick Brammall conquer the world. But what does life look like when the cameras go down:
Winter baking with apples and pears
Celebrate the season of Australian apples and pears with these sweet bakes that will keep the midwinter blues away.
Budget dinner winners
Looking for some thrifty inspiration for weeknight dinners? Try our tasty line-up of low-cost recipes that are bound to please everyone at the table.