Home loans come with some of the lowest interest rates on offer. They even allow for tax deduction benefits on repayment of the principal amount and interest due. As a result, if you have a home loan at the current interest rate of around 8 per cent and you fall in the higher income tax slab of 30 per cent, your effective interest rate be below 6 per cent. However, most people also seek to be debt-free. So does it make sense to make prepayments and pay off your loan as soon as you can afford it? The answer depends on many factors, such as income stability and growth and the scope of your investment goals.
WHEN TO AVOID
Diese Geschichte stammt aus der February 03, 2020-Ausgabe von India Today.
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Diese Geschichte stammt aus der February 03, 2020-Ausgabe von India Today.
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FINGER CLICKING GOOD
Finally there’s a Smartphone that’s fit to fire your DSLR
RAISING THE BAR
In the dynamic world of mixology, where every drink tells a story and every pour is a masterpiece, a new chapter is being concocted by some of the bars. Here are eight bars that stirred up a riot.
TRUE BLUE
BLUE MAY BE a colour traditionally associated with all things royal, but when it comes to haute horology, especially Breguet, the hue lends its own cues.
DELICIOUS DINING WITH A SIDE OF LUSCIOUS VIEWS
Bonita, a quietly charming restaurant in Goa’s Arossim brims with flavour and a stunning landscape to boot.
A YEAR OF WONDER
Globetrotting to some of the more interesting travel options that spiced the calendar year
THE TASTE TEST - Some of the more interesting restaurants launched in Asia in 2024
In the dynamic culinary landscape of Asia, Spice embarks on a gastronomic journey through a kaleidoscope of noteworthy dining spots that shone through in 2024. From cosy havens celebrating rich cultural heritage using quality local ingredients to chic spaces blending global influences with a playful vibe, each venue offers something special, whether by the beach or beneath starry skies.
TECH TALK
From a Mac that became mini to gizmoheavy watches, from smart air purifiers to intelligent TVs, these top picks defined 2024.
BOOKS TO LOOK FORWARD TO IN 2025
Book review
PEACE ABOVE ALL
Devdutt Pattanaik offers an alternative view of the Harappan civilisation in his newest book, Ahimsa: 100 Reflections on the Harappan Civilization
A Wealth of SCHOLARSHIP
For art historian Aman Nath, 2024 was a great year for art books, demonstrating the range of India's cultural wealth
