Indonesians can now integrate banking into their daily errands, accessing banking services without an internet connection during a routine visit to their neighbourhood Alfamart. This is just one of the three unique propositions that Bank Aladin Syariah has up its sleeve to capture the country's unbanked and underbanked market.
"We want to be present in locations where people usually do transactions offline, namely minimarkets like Alfamart, the digital bank's president director Dyota Marsudi told Asian Banking & Finance in an interview.
Alfamart- who is one of the bank's main investors- has over 18,000 outlets across Indonesia. Customers of the digital bank can access cash deposit and withdrawal services in all these locations, and would-be customers can enjoy account opening services by visiting the nearest minimart branch.
They will also enjoy in-store promotions; whilst employees also benefited from this, as they can access payroll financing through the bank.
It also offers invoice financing and working capital financing for Alfamart suppliers, franchisees and contractors.
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Diese Geschichte stammt aus der Issue 113-Ausgabe von Asian Banking & Finance.
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