It seems as if everywhere we look, costs are rising. A recent report from the U.S. Bureau of Labor Statistics showed that the price of food, housing, health insurance and other services increased more than 6% in 2022-those are shifts that can't be compensated for by making your coffee at home or skipping a dinner out. That's where the Good Housekeeping Deals Lab pros come in. They, along with money experts Erin Lowry, author of the Broke Millennial series and the Broke Millennial Workbook, and Bola Sokunbi, author, founder and CEO of Clever Girl Finance, share genius aha! tips that will help you find more money and cut costs where it counts.
1 Assess what you're streaming.
Take a close look at the services you're paying for each month. Do you have cable but watch only Netflix and Hulu? Cut the cord! In the same vein, if you have subscriptions to two music streaming services (say, Spotify and Apple Music), pick your favorite and drop the other one. "Set aside some time to get rid of things you're paying for but not using," says Lowry.
2 Gradually boost retirement savings.
Changing your money habits can be hard. There are all kinds of benchmarks and rules floating around concerning what you're "supposed" to be doing with your money, like saving 15% of your income each year for retirement or following the 50/30/20 rule (50% of your income goes to needs, 30% to wants and 20% to debt payments and savings). Learn to relish baby steps. "Start even as low as 1% and increase it by 1% every three to six months as you work toward your goal," says Lowry.
3 Stop renting your router.
Diese Geschichte stammt aus der July - August 2023-Ausgabe von Good House Keeping - US.
Starten Sie Ihre 7-tägige kostenlose Testversion von Magzter GOLD, um auf Tausende kuratierte Premium-Storys sowie über 8.000 Zeitschriften und Zeitungen zuzugreifen.
Bereits Abonnent ? Anmelden
Diese Geschichte stammt aus der July - August 2023-Ausgabe von Good House Keeping - US.
Starten Sie Ihre 7-tägige kostenlose Testversion von Magzter GOLD, um auf Tausende kuratierte Premium-Storys sowie über 8.000 Zeitschriften und Zeitungen zuzugreifen.
Bereits Abonnent? Anmelden
Great Gifts for Pet Lovers
Tie a bow around one of these - they're perfect for four-legged friends and those who love them.
Sister Act
Dolly Parton and her sister Rachel Parton George spoke to our sister publication in the U.K. about their new cookbook and the secret ingredient in all their favorite dishes: love.
Cookie Wonder
The Test Kitchen baked more than 700 cookies (that's about 60 dozen!) to perfect the tastiest treats for your holiday table.
Fuel Your Mornings
Jump-start the day with these easy, healthy breakfast ideas.
The Best Heartburn Helpers
'Tis the season for giant, festive meals. Here's how to enjoy your holiday favorites minus the discomfort.
OUR FAVORITE WINTER READ Cozy Up
Best Winter Reads
The Magic OF MI FAMILIA
When I was a kid, every Sunday with my Mexican American community - full of wonderful traditions and warm tortillas - felt like a holiday.
DECORATE WITH Rugs
Follow these expert tips to choose the best rug style, material and size for your space.
Sparkle ALL THE Way
Bring on the holiday cheer with these creative DIY decor ideas the whole family will love.
All IS Bright!
Dress up your makeup for the holidays with a festive flash of eye-catching color. Just pick a standout shade as well as a feature to highlight and keep the rest of your look simple.