Lenders may securitise loans over ₹60K cr in Q3
Business Standard|December 13, 2024
With challenging liquidity conditions, banks and finance companies are getting to securitise-pass through certificates (PTCs) and direct assignment (DA) loans worth over 60,000 crore in the third quarter of the current financial year ending December 2024 (Q3FY25), to generate resources for deployment in lending.
ABHIJIT LELE

Also, the rising credit volumes are creating the demand for priority sector loans to meet regulatory requirements.

Securitisation involves pooling of loans in a structure and selling it to the prospective buyer, or investor. Under PTC securitisation transactions, loans are packaged into marketable securities, which are sold to investors. In DA, one financial institution sells a pool of loans directly to another financial institution without creating securities.

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