For instance, HDFC Bank’s net interest margin (NIM) on total assets in Q2 came in at 3.4%, below expectations. NIM would have been higher by 25 basis points (bps), or 0.25 percentage point, if the bank had not kept the surplus liquidity buffer to manage the merger. Plus, there was a drag from maintaining the incremental cash reserve ratio (ICRR).
Diese Geschichte stammt aus der October 18, 2023-Ausgabe von Mint Mumbai.
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Diese Geschichte stammt aus der October 18, 2023-Ausgabe von Mint Mumbai.
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