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SHOULD YOU INVEST IN REITS?
A new development has occurred that is likely to draw more retail investors towards Real Estate Investment trusts (REIT). The Securities and Exchange Board of India (Sebi) has amended its regulations for REITs. Henceforth, investors will be able to apply for the IPO (initial public offer) of a REIT with as small an amount as Rs. 10,000-15,000. And they will be able to buy and sell just one unit of these instruments in the secondary market. Earlier, the minimum investment requirement was much higher and hence beyond the reach of many retail investors.
MUTUAL FUND NEWS
SBI MF has maintained its top position in the mutual fund rankings with a 4% growth in AUM in the first quarter of FY 2022. The fund house managed Rs.5.23 lakh crore assets at the end of June compared to Rs.5.04 lakh crore at the end of March 2021, which shows the latest AMFI data. In absolute terms, the AUM of the fund house rose by Rs 18,743 crore.
INSURANCE NEWS
The study further shows that while majority of Indian investors especially young investors prefer investing in financial product through SIP, people in their 40s and above prefer lump sum investment.
OUR BODY IS THE HERO
A Briton named Robert Sohart was exploring a forest when he saw a wild pig coming at him from the front. Only a miracle could save him. And the miracle happened - a complex, wonderful chain reaction inside his body.
Financial Planning - Ask the Expert
Interest rate can be changed by RBI on either of the two dates i.e. 1st January or 1st July. Now, the next revision is due on 1st January 2022 when RBI may decide to either change the rate or keep it same.
Know The Watchouts Before Investing In Mid-Cap Mutual Funds
The mid-cap funds as a category has generated a return of nearly 75 per cent over the last year.
ENTER SMALL-CAP FUNDS WITH A LONG INVESTMENT HORIZON
Small-cap funds have enjoyed a very good run over the past year. The best performing fund has given a return of 177 per cent, while the category average return stands at 101 per cent (as of June 21, 2021). While investors may still enter these funds despite the massive run-up, they need to observe a few precautions.
BE WARY OF OVERPAYING IN AN IPO
The primary market has been strong in recent months owing to bullish sentiment in the secondary market. Promoters have been taking advantage of these conditions to list their companies.
INSURANCE NEWS
1. General insurance industry is set to grow by 7 to 9% in CFY as per ICRA
Happily, Retired Ever After: Optimising Asset Allocation for a Peaceful Retirement
There is an interesting dichotomy that exists among investors.
Nimesh Chandan is Head – Investments Equity at Canara Robeco Asset Management
PROFILE: Nimesh Chandan is Head – Investments Equity at Canara Robeco Asset Management, a joint venture between Canara Bank, India and Robeco Group, Netherlands which is now a part of ORI Corporation, Japan.
Learn the Magic of Self-Talk
Lifestyle Planning
Stock market sensing correction? Here is what equity mutual fund investors may do now
The stock market indices, Nifty 50 and Sensex 30 are at an all-time high. With valuations becoming expensive, a dip in the stock prices may be expected. Also, with the shadow of Covid-19 receding and economies opening up globally, there could be new challenges to face for the markets.
Natural Ways To Prevent And Cure Diabetes
Diabetes is becoming an epidemic in India and everywhere. Diabetes is commonly known as the ‘high sugar’ problem. Currently, a fasting blood glucose (sugar) level of 126mg% or more is defined as diabetes. The blood glucose level is normally kept in range by a hormone called insulin, which is produced from the pancreas. Insulin controls blood glucose levels by allowing glucose to enter the cells so that it can be used as fuel by the body.
How To Start Investing In Mutual Funds?
When you begin investing in mutual funds for the first time, you must take each step with a lot of care. Your initial experience must be pleasant so that you feel encouraged to keep on investing for your entire lifetime.
5 Mutual Fund Features To Help You Build A Robust Investment Portfolio
It has been a blockbuster performance of equity mutual funds in 2020-21. The return generated by most equity mutual fund schemes in the last 12-months has been nothing short of a spectacular performance.
Tips to create wealth over long term by investing in mutual fund SIPs
Mutual fund has emerged as a popular investment option for meeting the longterm goals. The popularity of mutual funds is increasing day by day because of simplicity, transparency, and as a cost-effective tool to generate a high return compared to other investment options.
Investing in debt mutual funds: Things to consider before you invest in them
The interest rate has been falling creating a precarious situation for the senior citizens and retirees. Fixed-income investments are providing low yields and thus retirees are finding it difficult to manage their regular income needs.
INSURANCE NEWS
01. Insurance sector has grown at a healthy 9.7% in 2020-21
Ask the Expert
Q Dear Sir, I am going to retire from my private company service after one year. I will not get any pension and my monthly expenses are expected to be around Rs. 50,000/-. How much retirement corpus I must accumulate to ensure that I am able to meet my expenses? -Ajay Sahni, Kanpur
MUTUAL FUND NEWS
01.Key officials in AMCs to get 20% salary in the form of MF units: SEBI
Health Insurance amid Covid-19: Know about plans, coverage, home care treatment and claim process
The Covid-19 pandemic in the country is having a big toll on the health and lives of the population. While it may too early to estimate the extent of damage to the economy, some of the impacts on personal finances may already be seen.
Should you bet on dividend yield funds?
One value-oriented mutual fund category that has made a comeback over the past year or so is dividend yield funds. The category has given investors an average return of 68.9 per cent over the past year.
5 Key Regulatory Changes In NPS Scheme You May Hear Soon!!!
Being the key product in retirement planning and the rising popularity of NPS among individuals and corporates, PFRDA has made announcement of 5 key changes it is willing to introduce soon in NPS.
When should you exit a fund?
When you invest in an actively-managed fund, you must not fall in love with it as circumstances diarise that force you to part ways with it. It is quite possible that a fund you chose for its stellar past performance may underperform in the future, forcing you to exit it. Sometimes, the fund’s performance may be as expected it, but you may need to sell because your needs have changed. The fund manager who was at the helm may have moved to another fund house. The fund’s asset under management (AUM) may have swelled, affecting performance.
Want to live longer? Turn vegetarian...says the British Medical Association
Nothing will benefit human health and increase chances of survival for life on earth as much as the evolution to a vegetarian diet.” - Albert Einstein, Physicist, Nobel Prize Winner
Selecting the right ELSS for saving tax and meeting long term goals: Know the factors
The new financial year 2021-22 has begun and it is time to plan your tax liability for the year. Government allows taxpayers to invest in certain specified investments and reduce tax liability for the year.
Life-cycle and other investment strategies in ULIPS: Know them before you buy for long term goals
The stock market provides an access to participate in the growth potential of equity asset. But, investing directly in stocks may not be everybody’s cup of tea. As a retail individual, it is better to invest through equity-oriented investments and reap the benefits over the long term. And, for those who wish to keep their saving and protection need in a single place, the unit-linked insurance plans fit the bill. Unit-linked insurance plan (Ulip), an insurance product that bundles protection and savings has undergone several structural changes and is a revamped product in its new avatar. Unlike in the past, where premiums could have been discontinued after a certain period say 3 or 5 years, the current version requires premiums to be paid till maturity, unless you choose a limited premium payment period.
INSURANCE NEWS
01 NPS as a preferred retirement product registered 18% growth in the customer base during pandemic
Critical Illness Health Insurance: Your second layer of protection after buying medical cover
Coronavirus pandemic and the spread of infection is in full swing across the nation. While vaccination, wearing of masks and maintaining social distancing remains the best defense against it, the probability of getting infected cannot be ruled out. While the medical infrastructure and the treatment of Covid-19 will have their role to play, what impact does the infection on our other body organs have over the medium to long term remains to be seen. As an individual, make sure you are adequately prepared to protect your savings and life amidst the pandemic.