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<p id="1">There&rsquo;s big gender disparity in wealth creation &ndash; this is not a novel finding but what makes WTW&rsquo;s 2022 global gender wealth equity report interesting is that it tries to isolate the causes using a sample of 39 countries. On average, women are expected to accumulate 74% of wealth as compared to men at the time of retirement. The main causes for the difference are a gender pay gap and women&rsquo;s delayed career trajectories on account of caregiving.</p>
<p id="2">A stop-start career for women because of social attitudes means that it&rsquo;s in senior positions, where the pyramid narrows and most wealth is created, that there are the largest gender gaps. There&rsquo;s no silver bullet to change things. Consider two examples.</p>
<p id="3">With women here expected to accumulate only 64% of wealth as compared to men, India is the worst performer among the 12 Asia-Pacific countries studied. The trade-off between a smooth career trajectory and caregiving has an</p>
<p id="4">outsized influence in India, where only 3% of women in the workforce occupy senior positions. But even though Argentina has highly qualified women, with a relatively high proportion in leadership roles, it fares a shade worse than India. Argentinian economy is prone to bouts of hyperinflation. Thanks to insufficient financial literacy, this has a bigger impact on women&rsquo;s accumulated wealth. Gender-wise wealth disparity is a product of deeper inequalities that are not easily remedied.</p>
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Women & Wealth

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