Kiplinger's Personal Finance - March 2023

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2023 MUTUAL FUND GUIDE The past year was hard on stocks, and stock funds suffered. But some did a lot better than others. We list the top-performing stock funds in 11 categories over one, three, five and 10 years.

IS THE WALK DOWN WALL STREET STILL RANDOM? We talked with Burton Malkiel, who has recently published a 50th anniversary edition of A Random Walk Down Wall Street, to get his thoughts on the markets and investing today.

TOPIC A: THE NEW RULES OF RETIREMENT

SECURE Act 2.0 gives retirees more time for their nest egg to grow and helps workers save more.

4 mins

REGULATORS FOCUS ON NEW TYPES OF FRAUD

Seniors are among the most vulnerable victims of online scams.

2 mins

DON'T FORFEIT YOUR FSA MONEY

Still have money to spend from your 2022 health care flexible spending account? Here are some ideas to use it up.

3 mins

GENERAL ELECTRIC REINVENTS ITSELF

INFORMATION ABOUT THE MARKETS AND YOUR MONEY.

3 mins

INVESTING 2023 FUND MUTUAL GUIDE

TOP FUNDS IN 11 CATEGORIES. IN A YEAR WHEN EVERY CATEGORY FINISHED IN THE RED, FUND INVESTORS HAD TO BE CHOOSY TO FIND WINNERS. LARGE MIDSIZE AND SHALL COMPANY STOCK FUNDS, FOREIGN STOCK FUNDS HYBRID FUNDS SECTOR FUNDS AND MORE

9 mins

Energy Stocks Should Pump Out More Gains

Returns could cool after two red-hot years, but the sector remains strong.

7 mins

Is the Walk Down Wall Street Still Random?

The author of an investing classic says yes and remains a champion of index investing.

4 mins

Buy Food Stocks? We All Gotta Eat

In a terrible time for most stocks, a few sectors have done awfully well.

4 mins

Juicy Cash Ideas to Consider Now

In the final week of 2022, the Federal Farm Credit Banks, an agency with an implied Treasury guarantee, sold one-year bonds with an interest rate of 4.75%.

2 mins

HOW TO TRIM YOUR TAX BILL

Life milestones, such as getting married, having kids and retiring, are usually taxable events. See how to minimize any tax bite-and maximize your refund.

10+ mins

Get Your Spending Under Control

Recently I was asked to teach a class on how to get your spending under control and start saving as part of a life-skills program for young single mothers. I came up with a presentation that I titled "Savings Tips and Tricks, or How to Make a Million Dollars One Dollar at a Time."

2 mins

MOVING? DON'T OVERLOOK STATE TAXES

The amount you’ ll pay will vary dramatically depending on where you live.

10+ mins

Choosing Between Look-Alike ETFs and Mutual Funds

Consider how you trade and the type of account you plan to use, among other factors.

5 mins

Find a Bank Account With a Better Yield

Switching to a high-rate savings or checking account could boost what you earn by hundreds of dollars.

3 mins

Get a Handle on Subscription Costs

We're all creatures of habit, so much so that research shows nearly half of everything we do in a day is habitual. Subscriptions cater to that behavior, seamlessly charging us monthly or annually for an ongoing product or service.

2 mins

REIN IN THE COST OF PETS

We love our pets—and we arer afraid to pull out our wallets for them. Here are ways to save.

10 mins

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Kiplinger's Personal Finance Magazine Description:

Whether you're a seasoned investor or just starting on your financial journey, Kiplinger's Personal Finance offers guidance tailored to your needs. From tips on saving for college and buying a home to optimizing your portfolio and planning for a secure retirement, the magazine equips readers with the knowledge and tools to achieve financial stability and prosperity.

With a legacy spanning over 70 years, Kiplinger's Personal Finance has been a go-to resource for individuals seeking practical advice, expert insights, and valuable tips to manage their money effectively.

Within the pages of Kiplinger's Personal Finance, you'll find a wealth of information on topics such as budgeting, investing, retirement planning, taxes, and much more. The magazine offers a mix of engaging articles, expert analysis, and real-life success stories, providing readers with actionable strategies to navigate the complexities of personal finance.

Discover the power of Kiplinger's Personal Finance and unlock the secrets to financial success. Let the magazine be your trusted companion as you embark on a path toward financial well-being and take control of your financial future.