Anil Kapoor is a retired man now. Nonetheless, he had planned for his retirement during his heydays and has invested judiciously in both equity and debt to take care of his second innings. However, the recent heightened volatility in the equity market has made him a worried man. Bellwether equity indices are swinging by a couple of percentage points quite effortlessly. Even the much stable debt market is witnessing a rise in volatility of its benchmark yield. For someone who has invested for the long term, these uncertainties may not impact much but for a retiree like Kapoor, who depends upon his investment in these securities to withdraw his regular income, any such uncertainty can be unsettling.
He would rather have regular and guaranteed income in his golden years and such volatility may push him into sleepless nights. As in the case of Kapoor, if you are one of those looking for regular and guaranteed income in your sunset years, allocating a part of your retirement corpus to a suitable annuity product may be the answer. These products are specifically designed to meet long-term retirement needs. However, before diving deep into the details of annuity, let us first try to understand the product itself.
Annuity Plans
Esta historia es de la edición May 10, 2021 de Dalal Street Investment Journal.
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Esta historia es de la edición May 10, 2021 de Dalal Street Investment Journal.
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