Chhattisgarh Ensures Health Insurance Benefits To Entire Population
Inclusion|April - September 2019
Chhattisgarh ensures health insurance benefits to entire population Chhattisgarh has been a focus state under Ayushman Bharat scheme. The first phase of the scheme, that targets to open 1.5 lakh Health and Wellness Centres by 2022 across the country, was inaugurated in the tribal-dominated Bijapur district of Chhattisgarh. Team Inclusion analyses the journey of Ayushman Bharat scheme in the state
Chhattisgarh Ensures Health Insurance Benefits To Entire Population

Chhattisgarh is among the top performing states in the implementation of Ayushman Bharat scheme. The state has effectively implemented the Ayushman Bharat scheme that covers the deprived section of the society. There is also a state specific scheme that ensures that the entire population of the state is provided with health insurance benefits.

Chhattisgarh has implemented the Ayushman Bharat scheme through a hybrid model. Besides the Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), there is a state specific scheme named Mukhya Mantri Swasthya Yojana (MMSY) and Sanjeevani Sahayata Kosh (SSK). Under the AB-PMJAY scheme 42.3 lakh households are covered, while another 19.1 lakh families are covered under MMSY. This takes the number of households covered under the two major health insurance scheme to 61.4 lakh. Rest of the population is covered under SSK scheme.

Beneficiaries covered under the AB-PMJAY scheme get health insurance coverage of ₹5 lakh per household per year. This scheme is for the deprived categories such as families with only one room with kuchha walls and kuchha roof, no adult member between age 16 to 59, landless households deriving major part of their income from manual casual labour, families without shelter, destitute living on alms, manual scavengers etc. Rest of the households (those households who are not covered under the AB-PMJAY) get upto ₹3 lakh health insurance cover. Treatments are provided at all public hospitals as well as empanelled private hospitals.

First Health and Wellness Centre

The first Health and Wellness Centre under the Ayushman Bharat scheme was launched in Chhattisgarh on 14 April 2018, over five months before the formal launch of the health insurance programme. Prime Minister Narendra Modi chose to inaugurate the first part of the scheme that focuses on primary healthcare to mark the birth anniversary of B R Ambedkar.

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