A Home Buyers Checklist
Buying a home is one of the most important decisions that involves detailed planning and implementation. Once you have decided to buy a home, here are a few steps to simplify your journey towards owning your dream home.
In-depth Research
Check for the current Housing trends and various regulations and factors affecting the Housing industry. Scan through real estate listings online and in newspapers for the property prices of the various locations in the city of your choice. Make a note of particular houses you are interested and check their value, demand in the market and change in price. Connect and consult with relevant sources to collate the right information to make an informed decision.
Budget Identification
It is important to understand the affordability level and home loan approval status to identify your budget to buy your dream home. Lenders generally recommend that people look for homes that cost no more than three to five times their annual household income if the home buyers plan to make a 20% down payment and have a moderate amount of other debt. One can use his/her funds from fixed deposits, investments and other asset sale to make this down-payment.
Listing out Investment goals
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