Gone are the days when men were earning higher than women, in today’s scenario when women are employed by top corporates in India, they are giving some serious competition to men.
Nowadays, when life has become very fancy affair, working women are playing a vital role in contributing to the household income.
Term Insurance is basically a life insurance policy with a safety net for the rest of the family when the main bread-earner of the family passes away or is permanently disabled. Earlier, these policies were bought only by one member of the family, whose contribution was major for the household expenses. Nowadays, these trends are changing and the couple is buying Term Insurance with the benefits of ‘Joint Life’. Gradually the Joint Life Term Insurance plans are gaining popularity in India and one of the major reasons behind it is the rising number of working women and the vital role they are playing in maintaining the household budget.
Product Construct of Joint Life Term Insurance Policy:
The specialty of Joint Life Term Insurance is that it covers both the spouses in the single insurance policy. It also reduces the burden of excess paperwork. It is a comprehensive protection plan with multiple benefits for both – Husband & wife. This could be Endowment Policy or a term plan.
Esta historia es de la edición July 2017 de Investors India.
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Esta historia es de la edición July 2017 de Investors India.
Comience su prueba gratuita de Magzter GOLD de 7 días para acceder a miles de historias premium seleccionadas y a más de 9,000 revistas y periódicos.
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ASK THE EXPERT
Ques. One of my friends told me that your company provides detailed Retirement plans. I want to know what is the procedure to get my Retirement plan. I will be retiring in March 2025. R.P Gupta, Noida
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