Credit Freezes Aren't Foolproof
Kiplinger's Personal Finance|April 2019

MY WIFE AND I BOTH FROZE OUR CREDIT reports to prevent identity theft. With the freeze in place, is it safe to stop checking our credit reports periodically?

Credit Freezes Aren't Foolproof

G.W., CHANTILLY, VA.

A credit freeze is not a foolproof mechanism to protect against ID theft, and it’s still a good idea to check your credit reports regularly. You can get a free copy of your report from each of the three credit bureaus every 12 months at www.annualcreditreport .com. (The freeze doesn’t affect your ability to check your report.)

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