Credit Scores: Don't Sweat Small Dips.
RECENTLY, MY CREDIT SCORE DROPPED from “exceptional” to “very good.” I had put a security freeze on all of my credit reports and closed out an auto loan. Did either action cause my score to drop?
J.B., COLGATE, WIS.
No. A credit freeze doesn’t hurt your credit score; it just prohibits new lenders from accessing your credit report, which can help protect you from identity theft. And paying off an auto loan doesn’t cause a score to drop—although it’s unlikely to help much, either, because installment debt has a minimal impact on your score, says credit expert John Ulzheimer.
Esta historia es de la edición September 2018 de Kiplinger's Personal Finance.
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Esta historia es de la edición September 2018 de Kiplinger's Personal Finance.
Comience su prueba gratuita de Magzter GOLD de 7 días para acceder a miles de historias premium seleccionadas y a más de 9,000 revistas y periódicos.
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FREE HELP FOR COLLEGEBOUND STUDENTS
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ET'S say you've been regularly buying shares in a booming tech company over the past few years, but now you want to start taking some of those profits, perhaps to rebalance your portfolio.
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AS part of a lifes kills program for young, single mothers, I was asked to teach a class on how to get on top of your finances.
ANSWERS TO YOUR 529 PLAN QUESTIONS
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Rate-Cut Winners and Losers
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Covered-call ETFs are popular but come with plenty of caveats.
DIVIDEND STOCKS ARE READY TO REBOUND
Our favorite dividend payers are poised to benefit as falling interest rates lure investors back.
IS A 55+ COMMUNITY RIGHT FOR YOU?
These age-restricted developments appeal to older adults seeking abundant amenities and an active lifestyle.
AT LONG LAST, RATES ARE DROPPING
Consider these portfolio moves now that the Federal Reserve has cut its benchmark interest rate.
