How Changing The Expenses Changes Your Life
Outlook Money|November 2023
One can easily tackle financial troubles by streamlining spending patterns and cash flows and, when required, seeking professional help for the right investment strategies.
How Changing The Expenses Changes Your Life

At 45, Sushil Verma stands at a crossroads in his life; a successful hotelier in the historic city of Varanasi, he is surrounded by a loving family – his wife Shalini, 43, a dedicated homemaker, and their two children, Khushi, 18, and Aditya, 14. Despite his affluence and strong family background, a rift in the family has significantly influenced his financial stability. Surrounded by affluent friends and acquaintances, Sushil finds himself grappling with the societal pressure to maintain his status in society.

Everything was going well in his hotel business till the pandemic hit the country in early 2020. All of a sudden his business turned into a loss making proposition as lockdown severely impacted the income. “My income had significantly dropped due to the pandemic. This threw my finances helter-skelter as my income got dwarfed against my expenses,” narrates Sushil. As hope rose after the first wave was over and things appeared a bit better, the second wave and the deadliest of all in 2021 acted like a last nail on the coffin. Situation worsened and Sushil was losing money every month. His finances were in the doldrums and he desperately needed some financial expert to help him wriggle out of the situation.

Meeting with Shilpi Bansal

It was in September, 2021 that Sushil met Personal Financial Professional Shilpi Bansal. A seasoned investment expert, Shilpi had the expertise to offer financial prosperity to her clients. The same she desired to do for Sushil.

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