The “Financial Lives” survey by the Financial Conduct Authority (FCA) makes for fascinating, if somewhat scary, reading. An in-depth investigation into the financial security of people across different age groups in the UK indicates the extent to which many of us are unprepared for the future, and are often in the dark when it comes to taking financial advice.
Work to a plan
Among a series of eye-opening statistics, the survey reveals that 31 percent of UK adults have no private pension provision and will therefore be forced to rely on the state once they reach retirement age. At a time of widespread political uncertainty and instability, this should be of concern to us all, whether we are thinking about our own future or that of a loved one.
A bigger picture
The data gathered in the survey is based on almost 13,000 online and face-to-face interviews, and reveals an accurate portrait of the state of Britons’ finances. The findings are used by the FCA to inform us of its consumer protection activities.
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