2020 Vision: The Next Decade Of Investing
Finweek English|16 January 2020
Technological advances and concerns around environmental, social and governance issues will inform how people invest over the next ten years.
Brendan Peacock
2020 Vision: The Next Decade Of Investing

Just as every industry has been disrupted and transformed by the adoption of technology, investment and asset management have come a long way from the days of the open-outcry stock exchange perception many of us still associate with trading.

Self-service brokerage and advice platforms driven by technology have revolutionised individuals’ ability to invest in a variety of asset classes, indices and funds, especially in the last decade. But what do the next ten years hold for investors and asset managers?

How will we invest?

Pieter Koekemoer, head of personal investments at Coronation Fund Managers, says technology has made it easier to implement an investment decision once you have decided what to invest in and who to use as a provider, but pure-play robo-advisers have so far failed to make significant inroads.

“Most of the successful online advice models globally depend on a hybrid of traditional human-to-human interaction and online tools and calculators,” Koekemoer says.

“That said, when the investment value is relatively low and for a single need, investors tend to go direct, such as investing R33 000 in a tax-free savings account.”

Most of the technological developments are taking place out of sight of the customer, such as the deployment of distributed ledger technology (the blockchain) to increase efficiency for service providers.

“This removes the need for reconciliations and simplifies the trade and settlement process. Increasingly sophisticated approaches to digitally establishing your identity as an investor may mean you soon won’t have to send a copy of your ID and proof of address to service providers,” Koekemoer says. “This means less cost and hassle.”

Esta historia es de la edición 16 January 2020 de Finweek English.

Comience su prueba gratuita de Magzter GOLD de 7 días para acceder a miles de historias premium seleccionadas y a más de 9,000 revistas y periódicos.

Esta historia es de la edición 16 January 2020 de Finweek English.

Comience su prueba gratuita de Magzter GOLD de 7 días para acceder a miles de historias premium seleccionadas y a más de 9,000 revistas y periódicos.

MÁS HISTORIAS DE FINWEEK ENGLISHVer todo
THE HEALTH OF SA'S MEDICAL SCHEMES
Finweek English

THE HEALTH OF SA'S MEDICAL SCHEMES

As the Covid-19 pandemic abates, finweek takes a look at the financial performance of some of the largest players.

time-read
7 minutos  |
5 November 2021
The effect of Gilbertson's departure
Finweek English

The effect of Gilbertson's departure

With Ntsimbintle Holdings now the major shareholder of Jupiter Mines, it could change SA’s manganese industry.

time-read
3 minutos  |
5 November 2021
Making money from music
Finweek English

Making money from music

Why investors are increasingly drawn to the music industry.

time-read
3 minutos  |
5 November 2021
Conviction is key
Finweek English

Conviction is key

Sandy Rheeder plays a critical role in Mukuru’s mission to open up financial services to the emerging consumer market in Africa through tailor-made technology solutions and platforms.

time-read
5 minutos  |
5 November 2021
The post-pandemic toolkit
Finweek English

The post-pandemic toolkit

How CFOs can use technology to support growth.

time-read
4 minutos  |
5 November 2021
Big city living exodus
Finweek English

Big city living exodus

Mini cities like Waterfall City and Steyn City are redefining city-style apartment living.

time-read
3 minutos  |
5 November 2021
Big compact, big value
Finweek English

Big compact, big value

Handsome, with a hefty level of standard specification, the roomy Haval Jolion compact crossover is a great value proposition.

time-read
3 minutos  |
5 November 2021
On barriers to entry
Finweek English

On barriers to entry

There are various ways in which a company or sector can achieve competitive dominance. They usually make for good investments.

time-read
2 minutos  |
5 November 2021
Fear and greed in one index
Finweek English

Fear and greed in one index

To buck the trend, when markets are hot or cold, is a tough thing to do. However, it can deliver solid returns.

time-read
3 minutos  |
5 November 2021
Africa's largest data centre facility coming soon
Finweek English

Africa's largest data centre facility coming soon

Vantage Data Centers plans to invest over R15bn for its first African data centre facility in Attacq’s Waterfall City.

time-read
3 minutos  |
5 November 2021