Diversifying Wealth: Investing in PMS and AIFs for Sophisticated Investors
Outlook Money|March 2024
PMS and AIFs have distinct features, yet they complement each other, combining expertise and specialised investment opportunities and creating multifaceted benefits for different investors' needs.
MOHAN AGARWAL
Diversifying Wealth: Investing in PMS and AIFs for Sophisticated Investors

In the dynamic world of investment, where volatility is the norm and strategic decision-making is paramount, sophisticated investors often seek avenues beyond traditional asset classes to diversify their portfolios and potentially amplify their returns. Two such avenues that have gained prominence in recent years are Portfolio Management Services (PMS) and Alternative Investment Funds (AIFs). Both PMS and AIF cater to sophisticated investors, offering tailored investment strategies and expert management to navigate the complexities of the market.

Portfolio Management Services (PMS)

At its core, Portfolio Management Services (PMS) offers a personalized approach to wealth management, catering primarily to high net-worth individuals (HNIS) seeking expert quidance and tailored investment strategies. Managed by skilled professionals equipped with in-depth market knowledge and supported by robust research capabilities, PMS aims to maximise returns while mitigating risks through active portfolio management.

One of the defining features of PMS is its customization, wherein investment strategies are meticulously crafted based on an individual's financial goals, risk tolerance, and investment horizon.

This bespoke approach allows investors to align their portfolios with their unique objectives, whether it be capital appreciation, wealth preservation, or income generation.

Esta historia es de la edición March 2024 de Outlook Money.

Comience su prueba gratuita de Magzter GOLD de 7 días para acceder a miles de historias premium seleccionadas y a más de 9,000 revistas y periódicos.

Esta historia es de la edición March 2024 de Outlook Money.

Comience su prueba gratuita de Magzter GOLD de 7 días para acceder a miles de historias premium seleccionadas y a más de 9,000 revistas y periódicos.

MÁS HISTORIAS DE OUTLOOK MONEYVer todo
BUDGET & YOU: NEW REGIME BEATS OLD IN FY26
Outlook Money

BUDGET & YOU: NEW REGIME BEATS OLD IN FY26

Lower tax slabs and nil tax on incomes up to 12 lakh has not only provided relief to middle-class families but also rendered the old tax regime irrelevant for most of them. The government also renewed its focus on senior citizens

time-read
6 minutos  |
February 2025
Consistent Returns In Hybrid Space
Outlook Money

Consistent Returns In Hybrid Space

The Indian equity market is going through rough waters, leaving investors uncertain about whether to choose equity or fixed-income investments. Experts, meanwhile, predict higher volatility and recommend a safer approach.

time-read
1 min  |
February 2025
BEHIND THE MIND GAMES THAT END IN 'DIGITAL ARREST'
Outlook Money

BEHIND THE MIND GAMES THAT END IN 'DIGITAL ARREST'

The new scam of digital arrest employs psychological pressure to dupe vulnerable victims, who go through a phase of trauma and fear. We tell you how it works, whether the government is doing enough to curb the menace, and how you can keep yourself safe

time-read
6 minutos  |
February 2025
Boost To Consumption, But Don't Buy Blindly
Outlook Money

Boost To Consumption, But Don't Buy Blindly

With the budget putting more money into the hands of people to boost consumption and increasing foreign direct investment in insurance, certain consumer-oriented sectors, such as FMCG, auto, as well as manufacturing are expected to do well, but think before investing

time-read
3 minutos  |
February 2025
Pre-Existing Diseases In Insurance
Outlook Money

Pre-Existing Diseases In Insurance

Understanding pre-existing diseases (PEDS) in health insurance is crucial because they can affect your coverage and premiums. Pre-existing conditions, such as diabetes or heart disease, are health issues you may already have and know of before purchasing insurance.

time-read
1 min  |
February 2025
'Govts Are Often Influenced By Private Interests, And Don't Focus On Health'
Outlook Money

'Govts Are Often Influenced By Private Interests, And Don't Focus On Health'

Longevity is not about going to the gym or having superfoods, but living in an environment that promotes a healthy lifestyle. Dan Buettner, the Blue Zones founder, National Geographic fellow, best-selling author and the producer of the Emmy Award-winning 'Live to 100: Secrets of the Blue Zone' series, learnt this during his decades-long research into five blue zones of the world. In an interview with Nidhi Sinha, Editor, Outlook Money, as part of the Wealth Wizards series, he talks about another kind of wealth, a healthy and fulfilling long life. He also talks about blue zones, and how policy matters when it comes to improving the health, lifestyle and longevity of the population

time-read
8 minutos  |
February 2025
The 'Gap' In Long-Term Returns
Outlook Money

The 'Gap' In Long-Term Returns

There is a significant gap in the nominal and inflation-adjusted returns across asset classes. So, reading long-term trends is important before making investing decisions

time-read
4 minutos  |
February 2025
Changed Jobs? Where is Your EPF Money?
Outlook Money

Changed Jobs? Where is Your EPF Money?

For many employees, transfer of EPF becomes a nightmare when changing jobs. We give you the likely problem scenarios and what you should do for a seamless transfer of your EPF upon changing jobs and states

time-read
10+ minutos  |
February 2025
Old-New Break-Even Point Is High
Outlook Money

Old-New Break-Even Point Is High

The break-even point for deductions to choose between the old and new tax regimes has increased to ₹8.50 lakh for income of ₹24.75 lakh and above. Normally, deductions and exemptions commonly claimed by salaried individuals do not exceed ₹8.50 lakh

time-read
2 minutos  |
February 2025
How Not To Be Financially Vulnerable
Outlook Money

How Not To Be Financially Vulnerable

We often naïvely assume that our monthly pay cheques will cover whatever life throws our way. But it may not cover all our emergencies, which is why we need to create a safety net

time-read
5 minutos  |
February 2025