Insurance Caselaws
THE INSURANCE TIMES|October 2024
The Supreme Court disagreed with the National Consumer Disputes Redressal Commission's (NCDRC) ruling in an appeal contesting an NCDRC ruling.
Insurance Caselaws

"NCDRC Behaving Like Experts": Supreme Court Issues Aside Judgement Supporting Revocation of Insurance Claim Case Title: S.S. Cold Storage India Pvt. Ltd. v. National Insurance Company Limited, Civil Appeal No. 2042/2012

Summary

The case involved a cold storage facility where ammonia gas leaked out of chambers in 1997. The appellant, S.S. Cold Storage India Pvt. Ltd., filed a claim against the respondent for 85,956 bags of potatoes. The NCDRC ruled that the leak was caused by natural wear and tear, not wear and tear. The court ruled that the ammonia gas leak was an unanticipated event and the respondent's rejection of the insurance claim was a service failure. The Supreme Court granted the appellant's request for the insurance claim.

About the Case

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