About Dr. Tarun Agarwal
Dr. Tarun has more than 30 years of Industry Leadership and Academics experience. He has been part of the teams at HDFC, ICICI and State Bank of India including FINO PayTech. Dr. Agarwal has worked extensively in the areas of Microinsurance, Financial Inclusion (Savings, Credit, Remittance & Insurance), Financial Education, Microfinance, Corporate Strategy, Funding & Business Scale, Product & Innovations, Human Resources, and Digital Payments.
As an academician he has been with leading business schools in India as Member Governing Council & Director, Professor, HOD cum Chairman Placements. His areas of expertise include: Commercial Banking, Corporate Credit Appraisal & Finance, Banking Operations, Microfinance, Insurance, Inclusion, Financial Markets & Services, B2B Marketing and Human Resources Management.
He has to his credit, Ph.D. in Management, Master of Business Administration, and he is a Fellow of the Cost and Management Accountants of India too.
He has been the recipient of "Stallion" award in his previous stints and is fondly known as the 'India Inclusive Business Leader' having won an award from International Finance Corporation, The World Bank Group, USA for his contributions in the space of Digital Inclusion and bringing about a change in the lives of millions of people in the country.
His Vision is to create Academic Excellence, Build Collaborative Community, Inculcate Leadership with Social Responsibility, Global Perspective, and Experiential Learning.
He is a person high on Integrity and strongly believes in the fact that "Passion Works Wonders".
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Esta historia es de la edición February 2024 de THE INSURANCE TIMES.
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About Dr Anil Subba Rao Paila
IRDAI Corner
Insurance Regulatory and Development Authority of India (Insurance Fraud Monitoring Framework) Guidelines, 2024
Insurance Caselaws
The Himachal Pradesh State Commission orders Oriental Insurance Co. to pay Rs. 7.9 lakhs for repudiating an insurance claim solely because of delayed notification.
New Product Launches
Canara HSBC Life Insurance unveils new plan combining life protection and wealth creation
Gunford: Marine Insurance Fraud or Purely Coincidence!!
Global Maritime trade is affected hugely by the policies of maritime insurance being followed in various nations. An insurance policy is a contract in which an individual or entity (known as an insured) receives monetary reimbursement against losses, emerging from the occurrence of an event, from an insurance company (known as an insurer), generally in exchange for a premium.
How various insurtech startups are addressing the challenge of low market penetration in the Indian Life insurance sector
India's life insurance sector, despite being one of the largest markets in the world by population, faces a significant challenge in terms of market penetration. With a penetration rate hovering around 3% of GDP, it's clear that a vast majority of Indians remain either uninsured or underinsured.
Exclusion clauses in Insurance Contract: Enforceability and Interpretation
The terms of the insurance contract require strict construction without eschewing or adding the words in the contract. However, insurers are exempted from any liability where the loss is attributable to an excluded peril specified in the exclusion clause or not mentioned in the covered causes/perils/risks/loss.
Risk Management 2.0 in the new Gen Z Milieu
I notice that the world has significantly changed over the last five years due to black swan events (like Covid-19), geopolitical upheavals affecting supply chains (like situation in Middle east and Eastern Europe) and tech advances (like Al, robotics) have reshaped the risk landscape. Risk professionals must now adapt faster than ever to navigate these disruptions to ensure business resilience.
International News
Growing demand in Europe: Munich Re remains disciplined while further expanding
Life Insurance News
About 7 crore people have subscribed to the Atal Pension Yojana (APY) whose corpus has swelled to Rs 35,149 crore, Finance Minister Nirmala Sitharaman said.
