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According to the National Retail Federation, Americans spent an estimated $14.2 billion on gifts for their significant other in 2024. Instead of buying candy and flowers, consider purchasing life insurance to protect your sweetheart if something should happen to you. For tips on buying a policy that's right for you and your family, see "Family Finances," on page 64.
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Esta historia es de la edición February 2025 de Kiplinger's Personal Finance.
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Esta historia es de la edición February 2025 de Kiplinger's Personal Finance.
Comience su prueba gratuita de Magzter GOLD de 7 días para acceder a miles de historias premium seleccionadas y a más de 9,000 revistas y periódicos.
Ya eres suscriptor? Conectar
EMPOWERING FAMILIES WITH FINANCIAL PLANNING
Through her pro bono work, this CFP provides free help with budgeting, saving and more.
THE ALLURE OF SHOULDER SEASON TRAVEL
SHOULDER season can be a great time for a vacation.
A TOOL 10 ADD 10 YOUR ID THEFT ARSENAL
Credit-monitoring services can help you detect fraud quickly.
Give the Gift of Life Insurance
Show your love for your sweetheart by protecting against disaster.
WATCH OUT FOR NUDGES THAT STEER YOU TO TRADE TOO MUCH
ANYONE who has shopped for groceries with a toddler knows to be on high alert for the impulse items the store has thoughtfully placed at a child's eye height.
Lessons for Retirement Success
CHRISTINE Benz is director of personal finance and retirement planning for Morningstar and author of How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement (see a related podcast at Morningstar .com).
GET THE RIGHT ADVICE IN RETIREMENT
If you've saved up a decent-size nest egg with a financial services firm, chances are good it has offered you financial advice-for a price. Is it worth it?
SHIELD YOURSELF FROM FRAUD
RECENTLY, one of my clients shared a harrowing experience.
CHECK YOUR COLLEGE'S FINANCIAL HEALTH
Declining enrollment has forced a growing number of small colleges to shut down.
ESTATE PLANNING - Protect Your Wishes and Your Legacy
NO one likes to imagine getting seriously ill, injured or worse, but these occurrences are a reality of life.