WHY YOUR CREDIT SCORE MATTERS
India Today|August 28, 2023
A credit score indicates your debt management abilities. It gives lenders an idea about how reliable you are as a borrower
Narayan Krishnamurthy
WHY YOUR CREDIT SCORE MATTERS

LEARNING CENTRE

If you are like scores of others who look to borrow money, your credit score becomes a crucial number in your financial life. Simply put, a credit rating represents how creditworthy you are as a potential borrower. The score is calculated after considering a combination of your credit history, including the total debt, the number of credit accounts, credit card bills, credit utilisation information, and repayment history. These days, the number of enquiries you make to check your credit score for borrowing or before applying for a credit card is also taken into account to arrive at your credit score.

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