On multiple loans availed by the same retail borrower, RBI said that 11% of the borrowers originating a personal loan under ₹50,000 had an overdue personal loan, and more than 60% of them had availed more than three loans so far in 2024-25.
"Lenders are, nevertheless, exercising prudence as the shares of below-prime customers across lenders and product types have been marginally lower when compared to a year ago," it said.
Esta historia es de la edición December 31, 2024 de Mint New Delhi.
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Esta historia es de la edición December 31, 2024 de Mint New Delhi.
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