CATEGORIES

Small Cap Funds: What are they and how have they performed over different periods

The equity market has been at a high this year and mutual fund investors are having a good time. Although most funds have performed, the small-cap funds as a category have performed exceptionally well over different time periods.

ASK THE EXPERT

Q. Sir, I have read in newspapers/ few WhatsApp messages that Small Cap Funds have given the best returns in last one year. Is that correct? Should I consider investing in Small Cap Funds? If yes, please suggest names of few good Small Cap Funds Schemes.Rajendra Pratap Sharma, Amritsar

Mutual Fund News

1. SEBI permits to issue multiple thematic ESG schemes

On Top Of The World, Yet A Long Way To Go!

There is one trivia question that almost everyone has been getting right over the years: "Which is the most populous country in the world?" The answer has always been China. This is a statistic for which the 'Numero Uno' position did not change for a very long time.

Market-Linked Tax Saving Investments And The Road To Wealth Creation

The recent tax changes in the Indian insurance Making the right investment choice that reduces your tax burden can also help you build wealth.

Are You Drinking Too Much Coffee? If Yes, Then You Are Taking A Big Risk!

Coffee contains caffeine in maximum percentage: Caffeine has been classified as a dangerous drug. Its presence in coffee leads to artificial stimulation and jerks up the entire system temporarily. It later leads to lethargy and even depression. A person addicted to caffeine is compelled to take more and more cups of coffee to keep his spirits high. The addiction to coffee is akin to liquor addiction, which later on makes its regular users its slaves.

Ensure financial stability in retirement with immediate annuity plans!

Recently, the Pension Fund Regulatory and Development Authority (PFRDA) allowed subscribers to purchase multiple annuities if the retirement corpus exceeds Rs. 10 lakhs. Each individual annuity must amount to Rs. 5 lakhs.

Invest in small-cap funds to gain from their potential to generate alpha

Small-cap funds, with total assets under management of Rs. 1,42,200 crores, appear to be experiencing a resurgence.

Understanding the Approach to Direct Stock Investing: Building Wealth with Discipline and Strategy

Mr. Sanjiv Bajaj is the Jt. Chairman & MD, Bajaj Capital, building the platform for the Business leaders of the Financial Services and Advisory sector to exchange their vision, experience, and views on making the right financial decisions.

ASK THE EXPERT

FINANCIAL PLANNING

Re-Emergence Of Hybrid Funds

A Tax-Efficient Route to A Combination of Equity, Debt and Gold

A Doctor Within You: Your Immune System

The fact that you survive is due to your immune system-a fascinating network of chemicals and cells that protect your body.

Holistic approach to cover risks through insurance plans

Life can throw a number of strange surprises at completely unanticipated times. It is a culmination of a number of unforeseen events, after all.

India's Golden Decade: The path to a $6 trillion economy

The Indian economy has been growing at an elevated level. The recovery post-COVID has been above most experts' expectations. The measures announced by the government and the central bank in the aftermath of the pandemic have yielded results.

Get a taste of passive funds via a large cap fund

The latest SPIVA (S&P Indices versus Active) scorecard for India (for end of 2022) is out. It shows that 87.5 per cent of large-cap funds, 76.9 per cent of ELSS (equity-linked savings schemes) funds, 54.9 per cent of mid- and small-cap funds, 45.4 per cent of composite bond funds, and 68 per cent of government bond funds have underperformed their benchmarks over the preceding one-year period.

INSIDE LIFE INSURANCE: How Life Insurance remains an attractive solution, despite tax changes

The recent tax changes in the Indian insurance sector in 2023 seems to many as a significant impact. However, despite these changes, life insurance remains a vital financial instrument that can help clients achieve their long-term financial goals.

Breaking Down AIFs: An In-Depth Look at This High-Potential Investment Option

Mr. Sanjiv Bajaj is the Jt. Chairman & MD, Bajaj Capital, building the platform for the Business leaders of the Financial Services and Advisory sector to exchange their vision, experience, and views on making the right financial decisions.

ASK THE EXPERT

FINANCIAL PLANNING

Debt Mutual Funds - Will They Continue To Thrive Despite Recent Changes In Tax Norms?

A brief glimpse of the industry: The INR 40 trillion mutual fund industry has been on a rapid growth path and appears to be on course to achieve its goal of Asset Under Management worth Rs. 100 trillion by 2030. The industry is very well-regulated and offers a range of easy to understand & transparent products. It has effectively marketed Systematic Investment Plans (SIPs) as an investment mode, so that inflows via this route have remained over Rs. 13,000 crore for several months despite the volatility in the market. Due to adoption of technology and growing distribution reach, mutual funds are finding takers across customer segments and also in the beyond-30 (B-30) towns.

A Win-Win Solution - A Passive, Hold to Maturity, fully G-Sec Product

Although retail participation in mutual funds, has grown by leaps and bounds in the last two decades, it is predominantly equity schemes that investors have favoured. As per AMFI data as of Jan-23, individual mutual fund investors have 80% of their total mutual fund allocation towards equity schemes and only 14% of the allocation is towards debt-oriented schemes.

Invest in dividend yield funds for style diversity

Dividend yield funds have gained attention recently with SBI Mutual Fund’s new fund offer raising Rs. 3,600 crores.

Unit Linked Insurance Plans: What they offer for meeting long-term goals

For those looking to invest for the long term and also get life insurance coverage, Unit Linked Insurance Plans (ULIPs) have emerged as a popular investment option.

The Way That I Break : A Macro And Bond Update

Mr. Suyash Choudhary has over two decades of experience in Fixed Income. He has a strong track-record covering fixed-income research and fund management. His strength lies in his in-depth understanding of the macroeconomic environment, the ability to anticipate interest rate movements and the ability to identify attractive investment opportunities across market segments.

Learnings from the SVB crisis:

SVB was the 16th-largest bank in the US, having a geographic concentration in Silicon Valley with an industry concentration amongst startups. It had the highest deposit growth among US Banks during the low-interest days of 2020 & 2021.

I asked Chat GPT to write me a poem on retirement planning.This is what it came back with...

RETIREMENT PLANNING

Decoding the benefits of INVESTING Insurance! in the Right Life

Mr. Sanjiv Bajaj is the Jt. Chairman & MD, Bajaj Capital, building the platform for the Business leaders of the Financial Services and Advisory sector to exchange their vision, experience, and views on making the right financial decisions.

ASK THE EXPERT

FINANCIAL PLANNING

5 Crucial Things To Know Before Investing In Equity Mutual Funds

Investing in equity mutual funds is an excellent way to diversify your portfolio and gain stock market exposure.

Indians are Developing Weak Bones

Guard your family against this crippling disease affecting young & old alike.

Thematic Investing

Thematic investing usually evokes mixed reactions from investors & advisors.