Aayan, is about fintech, digital transformation and banking technology. Akshaya Gaur, comes with 35 years of experience in the relevant sector.
FinTech and its Challenges
Today, FinTech companies are re-defining financial services to make them customer-focused, efficient and effective. While this is bringing a lot of excitement in the technology world, the Banking industry is buzzing with talk of disruption and disintermediation globally. FinTech companies are being seen as the ‘competition’ to be battled with, while the more forward-thinking organisations are seeing the emergence of FinTech as an opportunity for Banking-FinTech collaboration.
FinTech – the Indian Landscape
FinTech is fairly nascent in the Indian context but is set for hyper-growth; significant investments are being made with or without government support in a range of financial services verticals – P2P Lending, Digital Payments, Retail Finance, Banking Infrastructure, Equity Funding, Business Lending, Invoice Factoring and Remittances. A recent study by NASSCOM summarized the opportunities for FinTech in the Indian market-place as shown in the infographic below.
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