MY WIFE AND I BOTH FROZE OUR CREDIT reports to prevent identity theft. With the freeze in place, is it safe to stop checking our credit reports periodically?
G.W., CHANTILLY, VA.
A credit freeze is not a foolproof mechanism to protect against ID theft, and it’s still a good idea to check your credit reports regularly. You can get a free copy of your report from each of the three credit bureaus every 12 months at www.annualcreditreport .com. (The freeze doesn’t affect your ability to check your report.)
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