It’s completely normal to have concerns about what will happen to your loved ones after you’ve passed away, especially when it comes to finances, and if you’re the main earner in the family you might worry about where they will get their income. That’s where life insurance comes in; this is essentially an insurance policy that is designed to pay out either a lump sum or regular instalments of money to your dependents in the event of your death. It therefore guarantees your family some kind of financial security, and it can be used to cover things like mortgage repayments and funeral expenses.
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