Term insurance premiums in our country have declined to very low levels owing to high competition in the marketplace. Moreover, in the absence of data, private insurance companies made certain assumptions regarding mortality rates. Those assumptions have proved to be too optimistic. The actual claims experience has been higher. The Covid pandemic made matters worse for insurers over the past 18 months.
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ASK THE EXPERT
Ques. One of my friends told me that your company provides detailed Retirement plans. I want to know what is the procedure to get my Retirement plan. I will be retiring in March 2025. R.P Gupta, Noida
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Banking sector which has underperformed in the last two years, now offers a favorable risk-reward profile
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India will continue to enjoy benefits of a close US relationship and trade will continue to grow
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