Discover Your Roots
Kiplinger's Personal Finance|November 2019
DNA testing offers insights into your family tree, but watch out for unintended consequences.
Patricia Mertz Esswein
Discover Your Roots

When people would ask Carrie Reynolds about her ethnicity, she didn’t know the answer. Reynolds, of Ponte Vedra Beach, Fla., was born in 1975 and adopted. So, in early 2018, she bought a genetic testing kit from Ancestry DNA, spit in a tube and sent her sample off for processing.

Reynolds’s results surprised her in more ways than one. Because of her dark hair and hazel eyes, she figured she was Spanish, Italian or Cherokee. Turns out she is mostly English, a little Irish and Scottish, and a tad Swedish. And her genetic matches among other test-takers in Ancestry’s database included two half-siblings. Reynolds messaged them through Ancestry’s system, and one, Mark, also an adoptee, responded immediately. The pair decided to team up to find their biological parents. A couple of months later, they were notified of a third half-sibling in the system, a sister who filled them in about their biological father.

Reynolds and Mark met their biological dad, who received them warmly and told them about their mothers. Reynolds wrote to hers but never heard back. She was disappointed, she says, but focuses on the fact that the people who raised her are her parents. “My family is my family, no matter what the DNA says,” she says.

More than 28.5 million consumers have purchased a genetic-testing kit from one of the four largest direct-to-consumer testing companies: AncestryDNA, FamilyTreeDNA, MyHeritage and 23andMe. The companies plan to ramp up their advertising and offer discounts during the holidays, and you may be enticed to sign up.

This story is from the {{IssueName}} edition of {{MagazineName}}.

Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 9,000+ magazines and newspapers.

This story is from the {{IssueName}} edition of {{MagazineName}}.

Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 9,000+ magazines and newspapers.

MORE STORIES FROM KIPLINGER'S PERSONAL FINANCEView all
EMPOWERING FAMILIES WITH FINANCIAL PLANNING
Kiplinger's Personal Finance

EMPOWERING FAMILIES WITH FINANCIAL PLANNING

Through her pro bono work, this CFP provides free help with budgeting, saving and more.

time-read
2 mins  |
February 2025
THE ALLURE OF SHOULDER SEASON TRAVEL
Kiplinger's Personal Finance

THE ALLURE OF SHOULDER SEASON TRAVEL

SHOULDER season can be a great time for a vacation.

time-read
9 mins  |
February 2025
A TOOL 10 ADD 10 YOUR ID THEFT ARSENAL
Kiplinger's Personal Finance

A TOOL 10 ADD 10 YOUR ID THEFT ARSENAL

Credit-monitoring services can help you detect fraud quickly.

time-read
2 mins  |
February 2025
Give the Gift of Life Insurance
Kiplinger's Personal Finance

Give the Gift of Life Insurance

Show your love for your sweetheart by protecting against disaster.

time-read
2 mins  |
February 2025
WATCH OUT FOR NUDGES THAT STEER YOU TO TRADE TOO MUCH
Kiplinger's Personal Finance

WATCH OUT FOR NUDGES THAT STEER YOU TO TRADE TOO MUCH

ANYONE who has shopped for groceries with a toddler knows to be on high alert for the impulse items the store has thoughtfully placed at a child's eye height.

time-read
4 mins  |
February 2025
Lessons for Retirement Success
Kiplinger's Personal Finance

Lessons for Retirement Success

CHRISTINE Benz is director of personal finance and retirement planning for Morningstar and author of How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement (see a related podcast at Morningstar .​com).

time-read
2 mins  |
February 2025
GET THE RIGHT ADVICE IN RETIREMENT
Kiplinger's Personal Finance

GET THE RIGHT ADVICE IN RETIREMENT

If you've saved up a decent-size nest egg with a financial services firm, chances are good it has offered you financial advice-for a price. Is it worth it?

time-read
7 mins  |
February 2025
SHIELD YOURSELF FROM FRAUD
Kiplinger's Personal Finance

SHIELD YOURSELF FROM FRAUD

RECENTLY, one of my clients shared a harrowing experience.

time-read
2 mins  |
February 2025
CHECK YOUR COLLEGE'S FINANCIAL HEALTH
Kiplinger's Personal Finance

CHECK YOUR COLLEGE'S FINANCIAL HEALTH

Declining enrollment has forced a growing number of small colleges to shut down.

time-read
8 mins  |
February 2025
ESTATE PLANNING - Protect Your Wishes and Your Legacy
Kiplinger's Personal Finance

ESTATE PLANNING - Protect Your Wishes and Your Legacy

NO one likes to imagine getting seriously ill, injured or worse, but these occurrences are a reality of life.

time-read
10+ mins  |
February 2025